Expectations trend
FY2027 · fiscal year ending 2027-12-31 · fmp
WEST BANCORPORATION INC (WTBA)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$31.13+1.93%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
The long-term thesis, the evidence coming in, and the environment around it. Thesis dated Jul 8, 2026.
Next-FY EPS estimate change · 30 days
2.81 → 2.81 EPS · FY ending Dec 31, 2027 · 1 analyst
One observable signal. This measures changing earnings expectations, not the probability of a gain or loss.
Change in the same fiscal period’s mean EPS estimate from Oct 5, 2026 to Nov 4, 2026: (new ÷ prior − 1). Contributor count changed from 2 to 1; this is not the number of analysts revising. The ±10% axis is a display range.
The EPS and P/E reference is not available for WTBA yet.
| Measure / period | Management expectations | Analyst expectations |
|---|
Management figures unavailable.
Current consensus figures unavailable.
Three published thesis conditions, with dated milestones shown separately.
| Key Factor | Why It Matters | Current Status | Break Condition | Latest Evidence |
|---|---|---|---|---|
Dividend yield remains near 4% | It pays a 4% dividend yield, showing steady cash return. | Intact | Dividend yield falls below 3.5% | Direct metric needs a verified mapping The published measure or accounting basis is not supported by an exact source binding. Date unavailableLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Compare these dated observations with the operating requirements above
FY2027 · fiscal year ending 2027-12-31 · fmp
The evidence, the remaining questions, and what comes next
No recovery evidence is reported in the available driver assessments.
Next earnings date unavailable
Look for updated results and guidance against the published targets, plus direct evidence for unresolved drivers.
Observed price history; separate from operating scenarios
The weekly editorial context below is a separate assessment from the dated monitor evidence above. Recovery observations do not automatically change the published thesis. Unverified outside influences are hypotheses, not measured driver evidence.
WTBA is a regional bank with a measured, execution-led long-term thesis rather than a clear turnaround story. Management’s margin and efficiency measures have improved, while the latest miss has shifted the current signal to mixed and put the thesis in a watch state.
WTBA carries a durable premium versus peers, meaning the market appears to value some persistence in its business strengths. The expectations gap is modest, and the evidence does not show a high level of valuation fragility. The valuation picture is therefore not clearly cheap or stretched, but the premium leaves room for execution to matter.
Through the latest reported quarter, net interest margin and the efficiency ratio improved, and net income was higher than in the first quarter of 2026. Credit indicators also support management’s stated focus, with no nonaccrual loans and a ninth consecutive quarter-end with no loans more than 30 days past due. Near term, the October earnings miss and weaker company momentum temper that progress; the evidence flags a guidance cut as a meaningful risk.
The multi-year view hinges on continued margin expansion, expense discipline, and strong credit quality. Near term, a guidance cut or falling rates would weigh on the setup, while continued strong results from financial-sector bellwethers could support sector momentum. The latest miss is a fresh concern, but the reported price reaction was muted and the thesis has not been marked as broken.
Over the next 1 to 3 years, WTBA’s operating progress and credit quality support the long-term thesis, but the latest miss and below-cohort performance call for close attention to execution. Not investment advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| A primary condition in WEST BANCORPORATION INC's published investment case. The stated target is >= $2.59 USD_PER_SHARE. |
| Broken |
| EPS falls below $2.59 in FY26 |
Diluted EPS: $0.67 per share FY2026-Q3; GAAP. Published target: >= $2.59 USD_PER_SHARE. Annual target cannot be compared with a quarterly or TTM observation. Oct 29, 20260.67 USD/share · source valueLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
P/E ratio stays near 12.86 or lower | A supporting condition in WEST BANCORPORATION INC's published investment case. The stated target is <= 13 P/E. | Intact | P/E rises above 15 without earnings growth | P/E (TTM): 13.25x As of 2026-11-04; trailing twelve months. The target timing and basis require a separate assessment. Nov 4, 202613.2468 ratio · calculatedLast status assessment Nov 4, 2026Compare required operating outcomesCompare scope, accounting basis and period before treating this evidence as progress against an annual requirement. |
Stored thesis · Jul 8, 2026. Latest Evidence uses source-matched measurements where available, alongside the last thesis-monitor assessment. Source periods and assessment dates are shown separately. A new measurement does not automatically change the published status or verify an older target.
$2.85 → $2.81 · observed estimates
$0.12B → $0.12B · observed estimates
One fiscal period and provider throughout. At least five contributors are required for each plotted metric; missing coverage stays a gap. Axes show the observed range. Counts measure coverage, not revisions.
| Snapshot | EPS | Revenue | EPS / revenue analysts |
|---|---|---|---|
| 2026-07-24 | $2.85 | $124,850,000 | 2 / 2 |
| 2026-07-25 | $2.81 | $124,000,000 | 2 / 2 |
| 2026-07-26 | $2.81 | $124,000,000 | 2 / 1 |
| 2026-07-27 | $2.81 | $124,000,000 | 2 / 2 |
| 2026-07-28 | $2.81 | $124,000,000 | 2 / 2 |
| 2026-07-29 | $2.81 | $124,000,000 | 2 / 1 |
| 2026-07-30 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-07-31 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-01 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-02 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-08-03 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-08-04 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-05 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-08-06 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-08-08 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-09 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-10 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-08-12 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-13 | $2.81 | $122,900,000 | 2 / 2 |
| 2026-08-14 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-15 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-16 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-17 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-18 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-19 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-20 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-21 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-22 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-23 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-24 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-25 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-26 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-27 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-28 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-29 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-30 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-08-31 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-01 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-02 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-03 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-04 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-05 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-06 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-07 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-08 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-09 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-10 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-11 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-12 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-13 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-14 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-15 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-16 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-17 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-18 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-19 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-20 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-21 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-22 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-23 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-24 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-25 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-26 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-27 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-28 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-29 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-09-30 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-01 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-02 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-03 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-04 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-05 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-06 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-07 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-08 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-09 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-10 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-11 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-12 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-13 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-14 | $2.81 | $122,900,000 | 2 / 1 |
| 2026-10-15 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-16 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-17 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-18 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-19 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-20 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-21 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-22 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-23 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-24 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-25 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-26 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-27 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-28 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-29 | $2.81 | $122,900,000 | 1 / 1 |
| 2026-10-30 | $2.81 | $123,700,000 | 1 / 1 |
| 2026-10-31 | $2.81 | $124,300,000 | 1 / 1 |
| 2026-11-01 | $2.81 | $124,300,000 | 1 / 1 |
| 2026-11-02 | $2.81 | $124,300,000 | 1 / 1 |
| 2026-11-03 | $2.81 | $124,300,000 | 1 / 1 |
| 2026-11-04 | $2.81 | $124,300,000 | 1 / 1 |
Revenue and EPS estimates track expectations. They are not delivered results or like-for-like proof of a required annual path.
Latest: 0 Buy / Strong Buy · 2 Hold · 0 Sell / Strong Sell
Recent actions · Oct 6–Nov 4 · 0 recorded
Individual price-target observations are unavailable.
0 raises · 0 cuts · 0 unchanged · 0 without a comparable prior
Oct 6, 2026–Nov 4, 2026. Each firm's latest positive target is paired only with its immediately prior positive target from the same provider, at most 180 days earlier. Unmatched observations have one dot; conflicting observations are not compared.
3 of 3 published conditions remain under pressure or need verification. The next results need to address those conditions.
The dated weekly assessment and its assumptions are available in Read detailed Outlook.