WEST BANCORPORATION INC (WTBA)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$31.13+1.93%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · WTBA
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 3 guided quarters · 14.9% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
We are producing stronger profitability through margin expansion and expense discipline, while maintaining a strict underwriting culture and strong asset quality.
Stated in 2 of 3 supplied quarters. Management reported: “We are producing stronger profitability through margin expansion and expense discipline, while maintaining a strict underwriting culture and strong asset quality.” “Our net interest margin continues to expand and we saw net income increase 34.8 percent in the first quarter of 2026 compared to the first quarter of 2025.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“We are producing stronger profitability through margin expansion and expense discipline, while maintaining a strict underwriting culture and strong asset quality.”
“Our net interest margin continues to expand and we saw net income increase 34.8 percent in the first quarter of 2026 compared to the first quarter of 2025.”
We are producing stronger profitability through margin expansion and expense discipline, while maintaining a strict underwriting culture and strong asset quality.
Stated in 2 of 3 supplied quarters. Management reported: “David Nelson, President and Chief Executive Officer of the Company, commented, “Our priorities continue to center on our relationship building strategies to drive improvements in profitability and build shareholder value.” “We are producing stronger profitability through margin expansion and expense discipline, while maintaining a strict underwriting culture and strong asset quality.”
“We are producing stronger profitability through margin expansion and expense discipline, while maintaining a strict underwriting culture and strong asset quality.”
“David Nelson, President and Chief Executive Officer of the Company, commented, “Our priorities continue to center on our relationship building strategies to drive improvements in profitability and bu…”
Our balance sheet management strategies have resulted in a reduction in wholesale funding and steady growth in net interest income.”
Stated in 1 of 3 supplied quarters. Management reported: “Our balance sheet management strategies have resulted in a reduction in wholesale funding and steady growth in net interest income.””
“Our balance sheet management strategies have resulted in a reduction in wholesale funding and steady growth in net interest income.””
Maintain strict underwriting and strong asset quality, with management reporting no nonaccrual loans and continued absence of loans over 30 days past due.
Focus on increasing net interest margin and reducing the efficiency ratio to improve profitability.
Over the trailing year it converted 0.97x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
2 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-04.