Other Events As previously announced, on March 30, 2026, Affinity Bancshares, Inc. (the “Company”) and Affinity Bank, National Association (“Affinity Bank” and, together with the Company, “Affinity”), Fidelity BancShares (N.C.), Inc. (“Fidelity BancShares”), The Fidelity Bank (“Fidelity Bank”) and TFB Merger Subsidiary, Inc., a North Carolina corporation that will be formed as a wholly owned subsidiary of Fidelity Bank to facilitate the merger (“Merger Sub,” and together with Fidelity BancSha…

Results of Operations and Financial Condition. On April 24, 2026, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2026. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

President and Chief Executive Officer (Mr. Cooney), Executive Vice President and Chief Credit Officer (Mr. Nelson), Executive Vice President, Professional Markets (Ms. Galazka) — Edward J. Cooney, Clark Nelson, Elizabeth Galazka: The executives are leaving the company with significant severance payments and restrictive covenants.

Other Events On March 30, 2026, Affinity and Fidelity issued a joint press release announcing the execution of the Agreement. A copy of the press release is filed as Exhibit 99.2 hereto and is incorporated herein by reference. Forward-Looking Statements This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act. Forward-looking statements include statements regarding the proposed Mergers, their timing and anticipated…

Entry Into A Material Definitive Agreement On March 30, 2026, Affinity Bancshares, Inc. (the “Company”) and Affinity Bank, National Association (“Affinity Bank” and, together with the Company, “Affinity”), Fidelity BancShares (N.C.), Inc. (“Fidelity BancShares”), The Fidelity Bank (“Fidelity Bank”) and TFB Merger Subsidiary, Inc., a North Carolina corporation that will be formed as a wholly owned subsidiary of Fidelity Bank to facilitate the merger (“Merger Sub,” and together with Fidelity Ba…

Results of Operations and Financial Condition. On January 23, 2026, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended December 31, 2025. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Other Events On January 7, 2026, the Board of Directors of Affinity Bancshares, Inc. announced the adoption of a repurchase program. Under the repurchase program, the Company may repurchase up to 304,524 shares of its common stock, or approximately 5% of the current outstanding shares. A copy of the press release announcing the declaration of the dividend is attached to this Current Report on Form 8-K as Exhibit 99.1 and is hereby incorporated by reference.

Director — Teak Shore: Mr. Teak Shore was appointed to the Boards of Directors of Affinity Bancshares, Inc. and its subsidiary, Affinity Bank.

Results of Operations and Financial Condition. On October 24, 2025, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2025. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

The terms of the Employment Agreements with certain officers were extended.

Results of Operations and Financial Condition. On July 25, 2025, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2025. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Results of Operations and Financial Condition. On May 1, 2025, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2025. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Other Events On March 7, 2025, the Board of Directors of Affinity Bancshares, Inc. announced the adoption of a repurchase program. declared a special dividend of $1.50 per share. Under the repurchase program, the Company may repurchase up to 320,480 shares of its common stock, or approximately 5% of the current outstanding shares. A copy of the press release announcing the declaration of the dividend is attached to this Current Report on Form 8-K as Exhibit 99.1 and is hereby incorporated by…

Other Events On February 27, 2025, the Board of Directors of Affinity Bancshares, Inc. declared a special dividend of $1.50 per share. The special dividend will be paid March 27, 2025 to stockholders of record as of March 13, 2025. A copy of the press release announcing the declaration of the dividend is attached to this Current Report on Form 8-K as Exhibit 99.1 and is hereby incorporated by reference.

Results of Operations and Financial Condition. On January 31, 2025, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended December 31, 2024. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Termination of a Material Definitive Agreement As previously disclosed, on May 30, 2024, Affinity Bancshares, Inc. (“Affinity”), the parent of Affinity Bank, National Association (“Affinity Bank”) and Atlanta Postal Credit Union (“APCU”), entered into a definitive purchase and assumption agreement (the “Purchase Agreement”) pursuant to which APCU would acquire substantially all of the assets and assume substantially all of the liabilities (including deposit liabilities) of Affinity Bank. On D…

Other Events As previously reported, on May 30, 2024, Affinity Bancshares, Inc. (“Affinity”), Affinity Bank, National Association (“Affinity Bank”) and Atlanta Postal Credit Union (“APCU”) entered into a Purchase and Assumption Agreement (the “Agreement”), pursuant to which APCU will acquire substantially all of the assets and assume substantially all of the liabilities (including deposit liabilities) of Affinity Bank (the “Transaction”). In connection with the Transaction, Affinity filed wit…

Results of Operations and Financial Condition. On October 25, 2024, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2024. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

The terms of the Employment Agreements were extended without other changes.

Results of Operations and Financial Condition. On July 26, 2024, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2024. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Entry Into A Material Definitive Agreement On May 30, 2024, Affinity Bancshares, Inc. (“Affinity”), Affinity Bank, National Association (“Affinity Bank”) and Atlanta Postal Credit Union (“APCU”) entered into a Purchase and Assumption Agreement (the “Agreement”), pursuant to which APCU will acquire substantially all of the assets and assume substantially all of the liabilities (including deposit liabilities) of Affinity Bank (the “Transaction”). The Agreement was unanimously approved by the Bo…

Other Events On May 30, 2024, Affinity Bancshares, Inc. (“Affinity”), the parent of Affinity Bank, and Atlanta Postal Credit Union (“APCU”), announced via a joint press release the signing of a definitive purchase and assumption agreement pursuant to which APCU will acquire substantially all of the assets and assume substantially all of the liabilities (including deposit liabilities) of Affinity Bank. A copy of the joint press release announcing the transaction is attached hereto as Exhibit 9…

Other Events On May 30, 2024, Affinity Bancshares, Inc. (“Affinity”), the parent of Affinity Bank, and Atlanta Postal Credit Union (“APCU”), announced via a joint press release the signing of a definitive purchase and assumption agreement pursuant to which APCU will acquire substantially all of the assets and assume substantially all of the liabilities (including deposit liabilities) of Affinity Bank. A copy of the joint press release announcing the transaction is attached hereto as Exhibit 9…

Results of Operations and Financial Condition. On April 26, 2024, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended March 31, 2024. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Results of Operations and Financial Condition. On February 1, 2024, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended December 31, 2023. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.