Affinity Bancshares Inc (AFBI)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$23.000.00%
Close 2026-08-10 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
Research Workspace
Put AFBI beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Primary pillar under pressure — Maintain strong earnings with net income at or above $2.3 million per quarter: metric not reported.
View ThesisRevenue growth is slowing — up about 5% over the past year and decelerating.
View GrowthManagement screens weak.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationThis stock is volatile — it swings about 0% on a typical day and fell roughly 17% in its worst 12-month stretch.
View RiskAFBI's growth depends on maintaining strong earnings and market position. The recent acquisition of Affinity Bancshares enhances its growth potential. Revenue growth has been steady, and the last quarter's performance was solid. AFBI trades at 1.1× price-to-book, below the peer median of 1.2×. This suggests the price reflects less growth than expected. The primary risk is the pressure on earnings, as net income is not reported. Peer multiples imply a price about 9% below where it trades. This read is provisional.
Trailing returns as of 2026-08-10. AFBI is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
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Compare AFBI with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| AFBI Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 0 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put AFBI next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Acquisition enhances market position and growth potential.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-08-10. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
