Assurant (AIZ)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-07-08
$278.05-0.74%
Close 2026-07-08 · 1-day change
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Track AIZ free→Intact: The reason to own it still holds.
Assurant grows adjusted EBITDA and EPS steadily. Global Lifestyle EBITDA rises 20% in Q1 2026. The company beats EPS estimates consistently. Free cash flow yield is strong at 10%.
Growth could slow if Global Lifestyle segment weakens. EPS growth may stall below 7%. Competition or regulatory changes could pressure margins.
The price is about 6% below our fair value near $297. Analysts expect 7.5% revenue growth, which aligns with our view.
Breaks if: Adjusted EBITDA or EPS falls below 2026-Q1 levels
Focus on growing Adjusted EBITDA and Adjusted earnings per share, excluding reportable catastrophes.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Stated in 6 of last 6 quarters. Adjusted EBITDA increased 56% to $441.5 million in 2026-Q1, and adjusted earnings per diluted share increased 9% to $6.33. The trajectory is delivering on management's stated growth priorities.
“CEO: 'We now expect Adjusted EBITDA and Adjusted earnings per share to grow low single digits, or high single digits on an underlying basis.'”
“CEO: '2026 to deliver underlying growth led by high-single-digit expansion in Global Lifestyle.'”
“CEO: 'We are increasing our 2025 outlook and now expect Adjusted earnings per share to increase low double-digits and Adjusted EBITDA growth to approach 10%.'”
“CEO: 'We now expect Adjusted earnings per share to approach 10% growth and Adjusted EBITDA to increase mid- to high single-digits.'”
“CEO: 'We are reaffirming our outlook for earnings growth, demonstrating the position of strength from which we continue to operate.'”
“CEO: 'Profitable growth expected to continue in 2025.'”
Breaks if: Global Lifestyle EBITDA falls below 2026-Q1 level
Drive growth in Global Lifestyle Adjusted EBITDA, focusing on Connected Living and Global Automotive.
Stated in 5 of last 5 quarters. Global Lifestyle Adjusted EBITDA increased 20% to $236.7 million in 2026-Q1, driven by growth in Connected Living and Global Automotive. The trajectory aligns with management's stated focus on enhancing Global Lifestyle EBITDA.
“CEO: 'Global Lifestyle Adjusted EBITDA now expected to increase by approximately 10 percent.'”
“CEO: '2026 to deliver underlying growth led by high-single-digit expansion in Global Lifestyle.'”
“CEO: 'Global Lifestyle Adjusted EBITDA to increase high single digits with contributions from Connected Living and Global Automotive.'”
“CEO: 'Global Lifestyle Adjusted EBITDA to increase from growth in Connected Living and Global Automotive.'”
“CEO: 'Global Lifestyle Adjusted EBITDA to increase from growth in Connected Living and Global Automotive.'”
Breaks if: Revenue growth falls below 7% YoY next fiscal year
Drive growth in Global Lifestyle Adjusted EBITDA, focusing on Connected Living and Global Automotive.
Stated in 5 of last 5 quarters. Global Lifestyle Adjusted EBITDA increased 20% to $236.7 million in 2026-Q1, driven by growth in Connected Living and Global Automotive. The trajectory aligns with management's stated focus on enhancing Global Lifestyle EBITDA.
“CEO: 'Global Lifestyle Adjusted EBITDA now expected to increase by approximately 10 percent.'”
“CEO: '2026 to deliver underlying growth led by high-single-digit expansion in Global Lifestyle.'”
“CEO: 'Global Lifestyle Adjusted EBITDA to increase high single digits with contributions from Connected Living and Global Automotive.'”
“CEO: 'Global Lifestyle Adjusted EBITDA to increase from growth in Connected Living and Global Automotive.'”
“CEO: 'Global Lifestyle Adjusted EBITDA to increase from growth in Connected Living and Global Automotive.'”