Avidbank Holdings, Inc. (AVBH)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$31.92+0.69%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · AVBH
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 100% of the last 1 guided quarters · 0.0% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue growing loans and deposits to expand the balance sheet and support business growth.
Stated as a priority in 2 of last 2 quarters. Period-end loans grew from $2.17 billion in 2026-Q1 to $2.22 billion in 2026-Q2 (+$51.3 million, 9% annualized). Deposits increased from $2.20 billion to $2.32 billion (+$122.6 million, 22% annualized) over the same period. The trajectory is delivering solid growth consistent with management's stated focus.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 67% of the time over the next year (vs 56% for the rest of the cohort, n=7680).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“We are pleased to report another solid quarter of growth in loans and deposits.”
“Period-end loans increased $24.4 million, or 5% annualized, and deposits increased $13.2 million, or 2% annualized from prior quarter.”
Focus on enhancing profitability metrics and maintaining strong asset quality through credit management.
Stated as a priority in 2 of last 2 quarters. Net income declined from $9.0 million in 2026-Q1 to $7.6 million in 2026-Q2; return on average assets decreased from 1.46% to 1.20%. Non-performing loans ratio improved from 0.75% to 0.65%. The trajectory shows mixed profitability with improving asset quality, consistent with management's focus.
“Adjusted results reflect continued strength of core operating performance and earning power of our franchise.”
“Strong profitability in the first quarter reflects strength of our business model and continued execution of our overall strategy.”
Continue executing the share repurchase program to return capital to shareholders.
Stated as a priority in 2 of last 2 quarters. The company repurchased 25,000 shares for $693 thousand in 2026-Q1 but did not repurchase shares in 2026-Q2. The share repurchase program remains active but with limited activity in the most recent quarter.
“No shares were repurchased during the second quarter of 2026.”
“Repurchased 25,000 shares of our common stock for $693 thousand as part of our share repurchase program.”
Implement planned executive leadership succession to ensure continuity and organizational stability.
Newly stated in 2026-Q3 with the appointment of Jonathan M. Dale as President to support leadership succession and stability. This is a foundational step in management's plan for organizational continuity. No financial metrics apply to this priority.
“Jonathan M. Dale appointed as President, reflecting deliberate approach to leadership succession.”
Complete subordinated debt offering to strengthen capital base and redeem existing notes.
Newly stated in 2026-Q3 with the closing of a $30 million subordinated debt offering to redeem $22 million of existing notes and for general corporate purposes. This capital raise strengthens the company's capital base as planned.
“Closed $30 million private placement of subordinated notes to redeem $22 million of callable subordinated notes.”
Not enough signal yet.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
5 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.