Avidbank Holdings, Inc. (AVBH)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$31.92+0.69%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · AVBH
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance recently climbed back into the top half of its industry — confirming the recovery.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -16.2% |
| Our one-year growth estimate | diamond | Not available |
Growth built into the price is above our model estimate.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A comparable growth gap is not available.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
AVBH — capital allocation — Creation of a Direct Financial Obligation or an Obligation under an Off-Balan…
Dated 2026-08-27
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under
Why it matters: Strong loan growth helps management focus on increasing loans. It also shows healthy demand.
Supportive ifQ3 loan growth exceeds $60 million.
Worry ifQ3 loan growth below $60 million.
Why it matters: Changes in interest rates can change loan demand and profits. Investors will watch this closely.
Watch forFOMC raises interest rates.
Also watch forFOMC keeps interest rates unchanged.
Why it matters: If sector revenue growth drops, it may slow down Avidbank's performance.
Worry ifSector revenue growth falls below its median of 15%.
Less concerning ifSector revenue growth remains above its median of 15%.
Why it matters: Starting buybacks shows that management believes in the company's value and health.
Supportive ifShare buyback plans were announced for Q3.
Worry ifNo share buyback plans were announced in Q3.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$61 on $10,000 · ±0.6% | How much price usually moves either way. |
| Bad day | $174 loss on $10,000 · 1.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,324 loss on $10,000 · 13.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Higher charge-offs could indicate worsening asset quality. This would raise concerns about credit risk.
Worry ifNet charge-offs are above 0.35%.
Less concerning ifNet charge-offs remain at or below 0.35%.
Why it matters: A drop in net income shows Avidbank is having trouble making money.
Worry ifQ3 net income reported below $7 million.
Less concerning ifQ3 net income reported above $7 million.
Why it matters: Slower loan growth would indicate weakening demand and could impact future earnings.
Worry ifLoan growth is below 5% each year.
Less concerning ifLoan growth is above 5% each year.
Why it matters: More non-performing loans could mean credit quality problems.
Worry ifThe non-performing loans ratio is above 0.75%.
Less concerning ifThe non-performing loans ratio is below 0.75%.