Brown & Brown (BRO)
NYSEFinancialsInsurance - BrokersSnapshot 2026-09-04
$71.42-1.57%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - BrokersSnapshot 2026-09-04
Research Workspace
Put BRO beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Financials is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — Increase Adjusted Diluted Net Income Per Share: Q2 EPS -0.9% vs consensus; FY26 guidance implies ~-52% YoY decline vs 7% target.
View ThesisRevenue growth is accelerating — up about 34% over the past year.
View GrowthRanks in the weakest quality tier of its industry — roughly the bottom 33%, softest on share dilution.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look reasonable — what the market is pricing in sits in line with or below what analysts forecast.
View ValuationModerate volatility — typically moves about 1% a day.
View RiskBRO's growth depends on increasing organic revenue through contingents and AI partnerships. Revenue grew 30% year over year, but the latest quarter missed estimates. It trades at 16× P/E versus a 12× peer median, indicating the price reflects less growth than expected. A specific risk is the potential for guidance cuts, with a 21% miss probability for the next quarter. Peer multiples imply a price about 14% below where it trades. The thesis has broken due to a significant decline in EPS growth, which fell 20% versus a 7% target.
Trailing returns as of 2026-09-04. BRO is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 19 analysts currently covering BRO (as of Sep 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare BRO with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| BRO Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 12 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Insurance Brokers — fair value, gap to price, and forward P/E.
Compare the value case
Put BRO next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Increase Organic Revenue with Contingents
Strong Q2 results support organic revenue growth objective.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-04. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Around the middle on quality vs scored peers
A second lens on the 12-month fair value: for companies that score high on measured quality (profitability, balance-sheet safety, earnings stability), this read trusts more of today's profit margins instead of averaging them toward their multi-year history the way the headline number does. Shown alongside the fair value above, not in place of it. A diagnostic, not a price target or a buy/sell signal.
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Advances: Increase Organic Revenue with Contingents
AI partnerships enhance growth potential and organic revenue.
Threatens: Increase Organic Revenue with Contingents
Missed revenue estimates indicate potential growth issues.
Threatens: Increase Organic Revenue with Contingents
Downgrade indicates potential growth concerns impacting revenue.
Threatens: Increase Organic Revenue with Contingents
Softness in organic growth impacts revenue objectives.
Advances: Increase Organic Revenue with Contingents
Repositioning may enhance organic growth potential.
Advances: Increase Organic Revenue with Contingents
New growth role supports revenue growth objectives.
Advances: Increase Organic Revenue with Contingents
Expansion of services enhances growth opportunities.