Cathay General Bancorp (CATY)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$62.69+0.18%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CATY
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -3.7% |
| Our one-year growth estimate | diamond | -23.0% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 19.3 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 219 industry peers
CATY — director transition
Dated 2026-02-05
Director — Lana Chan: Ms. Lana Chan was appointed as a director of both the Company and the Bank, succeeding Ms. Jane Jelenko who is retiring.
Why it matters: A drop in deposits may show weak customer trust or more competition in banking.
Worry ifTotal deposits decrease in Q3 compared to Q2.
Less concerning ifTotal deposits increase in Q3 compared to Q2.
Why it matters: Approval would allow the company to return more cash to shareholders. This could boost investor confidence.
Supportive ifApproval is granted for the new $150 million share buyback plan.
Worry ifApproval is denied or delayed longer than expected.
Why it matters: A fall in non-performing loans shows better credit quality and risk control.
Supportive ifNon-performing loans are below $80 million.
Worry ifNon-performing loans rise above $90 million.
Why it matters: More non-interest income means better revenue diversity. This is good for overall financial health.
Supportive ifNon-interest income was above $22 million in Q3.
Worry ifNon-interest income falls below $20 million in Q3.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$71 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $205 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,233 loss on $10,000 · 12.3% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: More loan growth shows better demand. It also shows good credit quality management.
Supportive ifTotal loans increase by more than 2.5% from $20.62 billion in Q2.
Worry ifLoan growth is under 2.5%. This shows the company is still cautious about lending.
Why it matters: A stable or rising net interest margin helps keep profits and financial health strong.
Supportive ifNet interest margin reported above 3.45% for Q3.
Worry ifNet interest margin is below 3.45%. This may put pressure on profits.