Frost Bank (CFR)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
$156.68-1.88%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · CFR
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -4.5% |
| Our one-year growth estimate | diamond | 9.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 14.2 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
CFR — legal / regulatory event — Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standar…
Dated 2026-10-29
Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing. On October 29, 2026, Cullen/Frost Bankers, Inc. (the “Company”), acting pursuant to authorization from its Board of Directors (the “Board”), notified the New York Stock Exchange (“NYSE”) of its intention to voluntarily withdraw the listing of: (i) its common stock, par value $0.01 per share (the “Common Stock”) and (ii) its depositary shares each representing 1/40 th interest in a share of 4.4…
Why it matters: Cullen/Frost reported plans to withdraw its NYSE listing. Investors can track whether the stated plan moves ahead or changes.
Watch forA company filing or NYSE notice confirms the common stock and depositary shares will leave the NYSE. It gives an effective date.
Also watch forA company filing or NYSE notice says the withdrawal plan was canceled or the NYSE listing will continue.
Why it matters: The current share repurchase approval expires in January 2027. Q3 repurchases slowed to $15 million from $90 million in Q2.
Watch forA filing shows more repurchases before the January 2027 expiry. These reduce the $125 million left under the approval.
Also watch forThe January 2027 expiry passes with some or all of the $125 million unused. Or Frost reports no more repurchases.
Why it matters: Frost reported faster loan and deposit growth in Q3. Another quarter of growth would support its Texas expansion plan.
Supportive ifIn the next reported quarter, average loans and deposits both rise from Q3 2026 levels of $23.4 billion and $43.6 billion.
Worry ifAverage loans or deposits fall below Q3 2026 levels.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$70 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $181 loss on $10,000 · 1.8% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,167 loss on $10,000 · 11.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.