Central Plains Bancshares Inc (CPBI)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · CPBI
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Implement a capital allocation strategy to repurchase no less than 10% of the Company's outstanding common stock each year.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Maintain steady revenue growth and positive net income to support ongoing business health and shareholder value.
Stated in 8 of last 8 quarters. Revenue grew from $6.149M in 2025-Q2 to $7.686M in 2027-Q1, and net income increased from $0.952M to $1.492M over the same period. Management has consistently emphasized sustaining growth and profitability, and the financials show delivering on this priority.
“Revenue increased to $7.686M with net income of $1.492M, reflecting ongoing growth and profitability.”
“Revenue was $7.128M with net income of $0.955M, sustaining profitability.”
“Revenue $7.171M and net income $1.175M, continuing positive trends.”
“Revenue $6.785M with net income $0.882M, maintaining growth.”
“Revenue $6.581M and net income $0.988M, showing steady results.”
“Revenue $6.396M with net income $0.848M, supporting growth focus.”
“Revenue $6.247M and net income $0.951M, sustaining profitability.”
“Revenue $6.149M with net income $0.952M, continuing growth.”
Focus on sustaining positive operating income and improving cash from operating activities to support financial stability.
Stated in 8 of last 8 quarters. Operating income increased from $1.065M in 2025-Q4 to $1.849M in 2027-Q1, showing positive and growing profitability. However, cash from operating activities fluctuated, with a peak of $3.365M in 2026-Q4 but a negative $0.198M in 2027-Q1. Management maintains focus on positive operating income and cash flow, with mixed delivery on cash flow recently.
“Operating income was $1.849M, though cash from operations was negative $0.198M.”
“Operating income $1.172M and positive cash from operations $3.365M.”
“Operating income $1.475M with cash from operations $2.287M.”
“Operating income $1.115M and cash from operations $1.130M.”
“Operating income $1.229M but cash from operations negative $0.096M.”
“Operating income $1.065M and cash from operations $2.081M.”
“Operating income $1.191M with cash from operations $0.674M.”
“Operating income $1.157M and cash from operations $1.199M.”
Over the trailing year it converted 0.17x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 61% for the rest of the cohort, n=6844).
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, Fed net liquidity, real (inflation-adjusted) rates, long-term interest rates (low R² over the window).
7 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.