Central Plains Bancshares Inc (CPBI)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$20.65+0.15%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · CPBI
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -5.3% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 14.1% |
Growth built into the price is above our model estimate.
The price assumes 19.5 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of —
CPBI — officer change
Dated 2026-09-23
CEO — Dannel R. Garness: The filing discloses the extension of existing employment and change-in-control agreements, which is a contractual update rather than a change in personnel or a departure.
Why it matters: The board approved a plan for up to 10% of shares. Actual purchases would show the plan is in use.
Supportive ifA company filing or report shows CPBI bought shares under the new plan, with the number of shares disclosed.
Worry ifA later company filing says the plan was paused or ended. It also says no shares were bought during the reported period.
Why it matters: The report can show whether revenue and net income keep rising. It can also update the mixed cash flow picture.
Watch forThe report shows revenue and net income above last year's levels. Cash from operations is positive.
Also watch forThe report shows revenue or net income below last year's level. Or, cash from operations is still negative.
Why it matters: Sector growth is still positive, but the trend is easing. A drop below the median would point to slower growth across financials.
Worry ifThe sector data show revenue growth below its median.
Less concerning ifThe sector data show revenue growth at or above its median.
Why it matters: The earlier plan needed regulatory non-objection. A block or limits could keep CPBI from using the full 10% plan.
Worry ifA filing says regulators did not approve the new plan or placed limits on it.
Less concerning ifA company filing confirms regulators did not object and lists no limits. CPBI reports share purchases.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$48 on $10,000 · ±0.5% | How much price usually moves either way. |
| Bad day | $185 loss on $10,000 · 1.8% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $867 loss on $10,000 · 8.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.