EDUCATIONAL DEVELOPMENT CORP (EDUC)
NASDAQCommunication ServicesPublishingSnapshot 2026-11-04
$1.05+1.94%
Close 2026-11-04 · 1-day change
NASDAQCommunication ServicesPublishingSnapshot 2026-11-04
QuarterlyIQ Insights · EDUC
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits well below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -64.0% |
| Our one-year growth estimate | diamond | -34.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 29.1 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Elevated risk of a next-quarter earnings miss: this name has been missing across recent quarters and is on a run of consecutive earnings misses. A fundamental tilt, not a price call.
Model as of 2026-11-04 · Compared with 1 industry peers · Company calendar date is not available
EDUC — credit agreement
Dated 2026-03-11
ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT On March 6, 2026, Educational Development Corporation (the “Company”) executed a Credit Agreement (“Loan Agreement”) with Regent (the “Lender”). The Loan Agreement establishes a revolving promissory note in the principal amount up to $2,000,000 (the “Revolving Loan”). Features of the Credit Agreement include: (i) $2.0 million Revolving Loan with 1 year maturity date of March 6, 2027 (ii) Revolving Loan bears interest at the higher rate of the Prime R…
Why it matters: The company still loses money. Smaller pre-tax losses would show that cost cuts are helping despite lower sales.
Supportive ifThe next quarterly pre-tax loss is smaller than $1.56 million, the fiscal 2027 second-quarter loss.
Worry ifThe next quarterly pre-tax loss is $1.56 million or more.
Why it matters: Revenue fell from $7.1 million in the first quarter to $4.1 million in the second. A turn in sales would test whether partner growth is helping.
Supportive ifA quarterly report shows net revenue above the same quarter a year earlier.
Worry ifA quarterly report shows net revenue was below the same quarter a year earlier. This happened in both reported fiscal 2027 quarters.
Why it matters: More active partners can lift sales. The count rose from 4,300 to 5,100 in the first half of fiscal 2027, but remains far below 12,300 in fiscal 2025.
Supportive ifThe next report shows active Brand Partners above 5,100, with net revenue also higher than the prior-year quarter.
Worry ifThe next report shows active Brand Partners at or below 5,100, while net revenue falls year over year.
Why it matters: The savings plan may limit losses while sales are weak. The company has not yet shown the full fiscal-year savings.
Supportive ifThe fiscal 2027 report states that G&A costs fell by more than $1.2 million from the prior year.
Worry ifFiscal 2027 G&A costs fall by $1.2 million or less from the prior year.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$0 on $10,000 · ±0.0% | How much price usually moves either way. |
| Bad day | $305 loss on $10,000 · 3.1% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,544 loss on $10,000 · 35.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Cash fell from $1.8 million at the end of May to $1.2 million at the end of August. More cash would ease pressure on daily needs.
Worry ifThe next report shows cash below $1.2 million.
Less concerning ifThe next report shows cash at or above $1.2 million, with positive cash flow for the period.