Finwise Bancorp (FINW)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$13.67+4.51%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · FINW
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Nonperforming loan balances guaranteed by the Small Business Administration (“SBA”) were $17.7 million, $19.1 million, and $23.6 million as of September 30, 2026, June 30, 2026, and September 30, 202…
Stated in 2 of 3 supplied quarters. Management reported: “Nonperforming loan balances guaranteed by the Small Business Administration (“SBA”) were $17.7 million, $19.1 million, and $23.6 million as of September 30, 2026, June 30, 2026, and September 30, 2025, respectively “This quarter demonstrates the tangible progress we have made in broadening our platform and building a more capital-efficient sponsor bank,” said Jim Noone, CEO of FinWise Bancorp.” “We will continue to empower our credit and compliance teams to identify and prune risk proactively as they did this quarter, reducing our non-performing loan balance by $12.1 million from $49.8 million last quarter to $37.7 million this quarter,” said Jim Noone, CEO of FinWise Bancorp.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Nonperforming loan balances guaranteed by the Small Business Administration (“SBA”) were $17.7 million, $19.1 million, and $23.6 million as of September 30, 2026, June 30, 2026, and September 30, 202…”
“We will continue to empower our credit and compliance teams to identify and prune risk proactively as they did this quarter, reducing our non-performing loan balance by $12.1 million from $49.8 milli…”
We expect the efficiency ratio to continue to improve as we realize increased revenues from interest earned on our growing credit-enhanced loan balances.
Stated in 3 of 3 supplied quarters. Management reported: “We expect the efficiency ratio to continue to improve as we realize increased revenues from interest earned on our growing credit-enhanced loan balances.” “The credit enhanced portfolio of the Strategic Program loans as of June 30, 2026 increased $11.7 5 million and $109.1 million compared to March 31, 2026, and June 30, 2025, respectively, reflecting our 2025 strategic initiative to develop the credit enhanced portfolio.”
“We expect the efficiency ratio to continue to improve as we realize increased revenues from interest earned on our growing credit-enhanced loan balances.”
“We expect the efficiency ratio to continue to improve as we realize increased revenues from interest earned on our growing credit enhanced loan balances.”
“We expect the efficiency ratio to improve as we begin to realize increased revenues from interest earned on our growing credit enhanced loan balances.”
With tangible book value up 9% over the past year, a leverage ratio of 18.1%, a strong pipeline of prospective partners with the potential to contribute more meaningfully to future revenue, and conti…
Stated in 2 of 3 supplied quarters. Management reported: “We delivered $1.6 billion in originations from an increasingly diversified partner base.” “With tangible book value up 9% over the past year, a leverage ratio of 18.1%, a strong pipeline of prospective partners with the potential to contribute more meaningfully to future revenue, and continued share repurchases, we have the capital strength, teams and operating environment to execute.”
“With tangible book value up 9% over the past year, a leverage ratio of 18.1%, a strong pipeline of prospective partners with the potential to contribute more meaningfully to future revenue, and conti…”
“We delivered $1.6 billion in originations from an increasingly diversified partner base.”
With tangible book value up 9% over the past year, a leverage ratio of 18.1%, a strong pipeline of prospective partners with the potential to contribute more meaningfully to future revenue, and conti…
Stated in 1 of 3 supplied quarters. Management reported: “Document Exhibit 99.1 FinWise Bancorp Announces Share Repurchase Program MURRAY, Utah, May 21, 2026 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), parent company of FinWise Bank (the “Bank”), today announced that its Board of Directors has authorized a common stock repurchase program to purchase up to 685,000 shares, or approximately 5% of issued and outstanding shares, as of May 19, 2026.” “With tangible book value up 9% over the past year, a leverage ratio of 18.1%, a strong pipeline of prospective partners with the potential to contribute more meaningfully to future revenue, and continued share repurchases, we have the capital strength, teams and operating environment to execute.”
“With tangible book value up 9% over the past year, a leverage ratio of 18.1%, a strong pipeline of prospective partners with the potential to contribute more meaningfully to future revenue, and conti…”
Continue growing loan originations across established and new strategic programs to drive revenue and diversify partner base.
Over the trailing year it converted 0.70x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
6 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-04.