Fidelity National Information Services (FIS)
NYSEFinancialsInformation Technology ServicesSnapshot 2026-09-04
$41.89-0.92%
Close 2026-09-04 · 1-day change
NYSEFinancialsInformation Technology ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · FIS
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance dropped from the top half to the bottom half of its industry over the past month — the reason to own it has weakened.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -26.7% |
| Our one-year growth estimate | diamond |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
| 12.5% |
Growth built into the price is above our model estimate.
The price assumes 39.1 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 38 industry peers · Company calendar date is not available
FIS — officer change
Dated 2026-06-18
Chief Legal & Corporate Affairs Officer and Corporate Secretary — Caroline Tsai: Ms. Tsai is stepping down from her role as Chief Legal & Corporate Affairs Officer and Corporate Secretary.
Why it matters: High leverage may limit future investments and show financial stress.
Worry ifGross leverage was above 3.4x after the acquisition.
Less concerning ifGross leverage reported at or below 2.8x.
Why it matters: Good results would back management's growth story. This would help investors feel better about the future.
Supportive ifQ3 earnings results show revenue and EPS growth in line with or above guidance.
Worry ifQ3 earnings results show revenue and EPS growth below guidance.
Why it matters: Higher guidance would show better cash flow and efficiency.
Supportive ifFree Cash Flow guidance raised above $2.25 billion.
Worry ifFree Cash Flow guidance remains at or below $2.15 billion.
Why it matters: The sale impacts FIS's focus and how it handles money.
Supportive ifFIS shares new plans or partnerships after the sale.
Worry ifNo major news or plans after the sale.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$163 on $10,000 · ±1.6% | How much price usually moves either way. |
| Bad day | $348 loss on $10,000 · 3.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $4,417 loss on $10,000 · 44.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Reaching this target is important for FIS's investments. It affects returns for shareholders.
Supportive ifFIS reports Free Cash Flow within the target range in upcoming earnings.
Worry ifFree Cash Flow falls below $2.05 billion, indicating financial strain.
Why it matters: Monitoring debt levels will show if FIS is on track to reach its target gross leverage of 2.8x.
Worry ifGross leverage ratio reported at or below 2.8x within 18 months.
Less concerning ifGross leverage ratio reported above 3.4x beyond 18 months.
Why it matters: Hitting this target is key for financial health. It could boost investor trust.
Supportive ifGross leverage reported at or below 2.8x.
Worry ifGross leverage remains above 2.8x.
Why it matters: Closing this deal will show if FIS can enhance its market position and financial profile.
Supportive ifGlobal Payments' Issuer Solutions business will close as planned in the first half of 2026.
Worry ifThe acquisition may face big regulatory delays or may not close at all.
Why it matters: This acquisition is important for FIS's growth. It could greatly increase revenue.
Supportive ifThe acquisition will close successfully. It will add over $125 million to FIS's revenue each year.
Worry ifThe acquisition faces delays or fails to close, impacting growth plans.
Why it matters: Watching the leverage ratio helps check FIS's financial health after the acquisition. It shows how well FIS handles its debt.
Worry ifGross leverage ratio reported at or below 3.4x.
Less concerning ifGross leverage ratio was above 3.4x.
Why it matters: This sale is crucial for FIS's financial strategy. Delays could impact cash flow and leverage.
Watch forWorldpay sale closes as planned by mid-2026.
Also watch forWorldpay sale is delayed beyond mid-2026.
Why it matters: A drop in revenue growth could signal a slowdown in the financial sector. This affects FIS's performance.
Worry ifFIS reports revenue growth below the median of 15% in upcoming quarters.
Less concerning ifRevenue growth is still above the median. This shows ongoing strength.
Why it matters: Missing this target could mean cash problems. This may hurt future investments and dividends.
Worry ifFree Cash Flow reported below $2.15 billion.
Less concerning ifFree Cash Flow meets or exceeds $2.15 billion.
Why it matters: Falling below this target could signal weakening demand or execution issues. It would raise concerns about future growth.
Worry ifQ3 revenue growth was below 29%.
Less concerning ifQ3 Adjusted revenue growth meets or exceeds 29%.
Why it matters: A drop in sector revenue growth could indicate broader economic challenges. This may affect FIS's performance.
Worry ifSector revenue growth reported below its median.
Less concerning ifSector revenue growth remains above its median.
Why it matters: If EPS growth is below this level, it may show profit or cost problems.
Worry ifQ3 Adjusted EPS growth reported below 7%.
Less concerning ifQ3 Adjusted EPS growth meets or exceeds 7%.