HBT Financial, Inc. (HBT)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · HBT
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Integration planning for the acquisition of Tri-County Financial Group, Inc. is progressing well, and we anticipate this transaction closing early in the first quarter of 2027, subject to their stock…
Stated in 1 of 3 supplied quarters. Management reported: “Integration planning for the acquisition of Tri-County Financial Group, Inc. is progressing well, and we anticipate this transaction closing early in the first quarter of 2027, subject to their stockholder approval and regulatory approvals.” “Pending Acquisition of Tri-County Financial Group, Inc. and Completed Transaction with CNB Bank Shares, Inc. On August 10, 2026, HBT Financial and Tri-County Financial Group, Inc. (“TYFG” or “Tri-County”), the holding company for First State Bank (“FSB”), jointly announced the signing of a definitive agreement pursuant to which HBT Financial will acquire TYFG and FSB.”
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 1 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Integration planning for the acquisition of Tri-County Financial Group, Inc. is progressing well, and we anticipate this transaction closing early in the first quarter of 2027, subject to their stock…”
Our capital levels and operational structure support continued organic growth and attractive acquisition opportunities should the right opportunity arise.”
Stated in 2 of 3 supplied quarters. Management reported: “Our capital levels and operational structure support continued organic growth and attractive acquisition opportunities should the right opportunity arise.”” “Our capital levels and operational structure support continued organic growth and attractive acquisition opportunities should the right opportunity arise.”” Revenue was $88.583 million in 2026-Q2.
“Our capital levels and operational structure support continued organic growth and attractive acquisition opportunities should the right opportunity arise.””
“Our capital levels and operational structure support continued organic growth and attractive acquisition opportunities should the right opportunity arise.””
This increased dividend reflects the increase in earnings from the successful acquisition and integration of CNB in the first quarter of 2026 while ensuring that capital levels remain strong and comf…
Stated in 1 of 3 supplied quarters. Management reported: “This increased dividend reflects the increase in earnings from the successful acquisition and integration of CNB in the first quarter of 2026 while ensuring that capital levels remain strong and comfortably support our balance sheet and strategic objectives.””
“This increased dividend reflects the increase in earnings from the successful acquisition and integration of CNB in the first quarter of 2026 while ensuring that capital levels remain strong and comf…”
Integrate the CNB acquisition, complete operational conversion, and capture the resulting cost savings and customer-base benefits.
Complete the proposed Tri-County acquisition, subject to shareholder and regulatory approvals, to expand HBT's central Illinois and Chicago-area presence.
Over the trailing year it converted 1.54x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9158).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
23 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.