Home BancShares (HOMB)
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
$30.07-1.25%
Close 2026-11-05 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · HOMB
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -1.0% |
| Our one-year growth estimate | diamond | -7.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 6.3 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 230 industry peers · Company calendar date is not available
HOMB — litigation filed
Dated 2026-11-05
Other Events On November 5, 2026, Home BancShares, Inc. (the “Company”) announced that it has received a payment of approximately $80.7 million from the borrower’s sale of a portion of the collateral securing the Company’s previously disclosed $92.1 million non-performing lending relationship in its Texas market. As of September 30, 2026, the loans comprising this relationship represented approximately 45.9% of the Company’s non-performing loans and 37.5% of the Company’s non-performing asset…
Why it matters: Margin rose slightly to 4.53% in Q3, while loan yields and deposit costs both fell. Another decline could weaken interest income.
Worry ifQ4 net interest margin is below 4.51%, the Q1 and Q2 level.
Less concerning ifQ4 net interest margin is 4.53% or higher.
Why it matters: Adjusted EPS reached $0.65 in Q3. Another result above $0.60 would extend the recent run of steady earnings.
Supportive ifQ4 adjusted diluted EPS is above $0.60, the lowest level reported from Q1 through Q3.
Worry ifQ4 adjusted diluted EPS is below $0.60.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$74 on $10,000 · ±0.7% | How much price usually moves either way. |
| Bad day | $183 loss on $10,000 · 1.8% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,546 loss on $10,000 · 15.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.