I3 Verticals, Inc. (IIIV)
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-11-05
$19.36+1.79%
Close 2026-11-05 · 1-day change
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-11-05
QuarterlyIQ Insights · IIIV
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -51.7% |
| Our one-year growth estimate | diamond | 6.1% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 57.9 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 24 industry peers
IIIV — capital allocation — Creation of a Direct Financial Obligation or an Obligation under an Off-Balan…
Dated 2026-10-09
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. On October 9, 2026, i3 Verticals, LLC (the “Borrower”), a Delaware limited liability company and subsidiary of i3 Verticals, Inc. (the “Company”), entered into that certain Amended and Restated Credit Agreement (the “Amended and Restated Credit Agreement”) with the guarantors and lenders party thereto and JPMorgan Chase Bank, N.A., as administrative agent (“JPMorgan”). The Amende…
Why it matters: The amended credit deal is a recent debt event. Its terms and any later filings can show how it affects debt and cash needs.
Worry ifA later company filing says debt or borrowing costs rose under the new credit agreement.
Less concerning ifA later company filing says debt and borrowing costs did not rise under the changed agreement.
Why it matters: The Q3 margin rose year over year, but the year-to-date margin fell. A further rise would support management's margin effort.
Watch forQ4 adjusted EBITDA as a share of revenue is above 25.1%.
Also watch forQ4 adjusted EBITDA as a share of revenue is 25.1% or lower.
Why it matters: Management said weak one-time revenue and delayed work hurt Q3. A return to growth would ease that pressure.
Watch forQ4 non-recurring revenue is higher than the prior-year quarter.
Also watch forQ4 non-recurring revenue is lower than the prior-year quarter.
Why it matters: ARR growth eased to 8.3% in Q3 from 11.6% in Q2. Four statewide service launches may help it pick up.
Watch forThe next reported ARR growth rate rises above 8.3% year over year.
Also watch forThe next reported ARR growth rate is 8.3% or lower year over year.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$146 on $10,000 · ±1.5% | How much price usually moves either way. |
| Bad day | $471 loss on $10,000 · 4.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $5,410 loss on $10,000 · 54.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.