Changes in the Registrant’s Certifying Accountant (a) Dismissal of Independent Registered Public Accounting Firm On September 2, 2026, the Audit Committee of the Board of Directors (the “Committee”) of Katapult Holdings, Inc. (the “Company”) approved the dismissal of Grant Thornton LLP (“Grant Thornton”) as the Company’s independent registered public accounting firm, effective immediately. The reports of Grant Thornton on the Company’s financial statements for each of the two fiscal years end…

Entry into a Material Definitive Agreement On August 28, 2026, CCF OpCo LLC (the “Borrower”), a wholly owned subsidiary of Katapult Holdings, Inc. (the “Company”), entered into a Sixth Amendment (the “Sixth Amendment”) to that certain Second Amended and Restated Revolving Credit Agreement, dated as of December 29, 2023, by and among the Borrower, the lenders from time to time party thereto and The Huntington National Bank, successor by merger to Veritex Community Bank, as administrative agent…

Completion of Acquisition or Disposition of Assets On August 11, 2026 (the “ Closing ”), pursuant to the Agreement and Plan of Merger, dated December 11, 2025 (the “ Initial Merger Agreement ”), by and among Katapult, Katapult Merger Sub 1, Inc., a Delaware corporation and wholly owned indirect subsidiary of Katapult (“ Merger Sub 1 ”), Katapult Merger Sub 2, LLC, a Delaware limited liability company and wholly owned indirect subsidiary of Katapult (“ Merger Sub 2 ”), CCF Holdings LLC, a Dela…

of this Current Report on Form 8-K below, the issuance of the shares of Katapult Common Stock to the former equityholders of CCFI and Aaron’s was registered with the U.S. Securities and Exchange Commission (the “ SEC ”) on a Registration Statement on Form S-4 (File No. 333-296909) (the “ Registration Statement ”). Shares of Katapult Common Stock will continue to be listed on The Nasdaq Global Market under the symbol “KPLT.” The foregoing description of the Merger Agreement contained herein do…

Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information required by this

Director: The filing describes routine board resignations and appointments mandated by a merger agreement, not the departure of senior executive management.

is contained in Items 2.01 and 5.02 of this Current Report on Form 8-K and is incorporated herein by reference.

Entry into a Material Definitive Agreement TopCo Term Loan Agreement In connection with the Closing (as defined below), on August 11, 2026, Katapult Intermediate Holdings, LLC, a Delaware limited liability company and a wholly owned subsidiary of Katapult Holdings, Inc. (“ Katapult ”), as borrower (the “ TopCo Borrower ”), entered into a Term Loan Agreement (the “ TopCo Term Loan Agreement ”) with Katapult, the subsidiaries of the TopCo Borrower from time to time party thereto, as subsidiary…

Results of Operations and Financial Condition. On August 4, 2026 , Katapult Holdings, Inc., a Delaware corporation, issued a press release regarding its financial results for the three and six months ended June 30, 2026 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K, and is incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 is being furnished and shall not be deemed “filed” for purposes of Section 18…

Other Events As previously disclosed, on December 11, 2025, Katapult Holdings, Inc., a Delaware corporation (“ Katapult ”) entered into an Agreement and Plan of Merger (the “ Merger Agreement ”), by and among Katapult, Katapult Merger Sub 1, Inc., a Delaware corporation and wholly-owned indirect subsidiary of Katapult, Katapult Merger Sub 2, LLC, a Delaware limited liability company and wholly-owned indirect subsidiary of Katapult, CCF Holdings LLC, a Delaware limited liability company (“ CCF…

Entry Into a Material Definitive Agreement. Amendment to the Merger Agreement On June 17, 2026, Katapult Holdings, Inc., a Delaware corporation (“ Katapult ”) entered into an amendment (the “ Amendment to the Merger Agreement ”) to the Agreement and Plan of Merger (the “ Merger Agreement ”), dated as of December 11, 2025, by and among Katapult, Katapult Merger Sub 1, Inc., a Delaware corporation and wholly-owned indirect subsidiary of Katapult, Katapult Merger Sub 2, LLC, a Delaware limited l…

Other Events On June 5, 2026, Katapult Holdings, Inc. (the “ Company”) reached an agreement to settle a putative patent lawsuit, captioned Flexshopper, Inc. v. Katapult Holdings, Inc., filed on September 30, 2024 in the U.S. District Court for the Eastern District of Texas, Marshall Division, (Case No. 2:24-cv-00795-JRG). The complaint alleged patent infringement of United States Patent Nos. 10,089,682; 10,282,778; 10,891,687; 11,966,969; and 12,067,611 (“Subject Patents”) and sought an injun…

Entry Into a Material Definitive Agreement. On June 2, 2026, the Company entered into the Third Amendment and Limited Waiver (the “Third Amendment”) to our Amended and Restated Loan and Security Agreement, dated as of June 12, 2025 (as amended, amended and restated, supplemented, revised, or otherwise modified from time to time, including pursuant to that certain Limited Waiver dated September 15, 2025 (the “First Limited Waiver”), that certain Limited Waiver dated September 29, 2025 (the “Se…

Results of Operations and Financial Condition. On May 7, 2026 , Katapult Holdings, Inc., a Delaware corporation, issued a press release regarding its financial results for the three months ended March 31, 2026 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K, and is incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Se…

Entry Into a Material Definitive Agreement. On April 15, 2026, Katapult Holdings, Inc. (the “Company”) entered into the Limited Waiver (the “Tenth Limited Waiver”) to our Amended and Restated Loan and Security Agreement, dated as of June 12, 2025 (as amended, amended and restated, supplemented, revised, or otherwise modified from time to time, including pursuant to that certain Limited Waiver dated September 15, 2025 (the “First Limited Waiver”), that certain Limited Waiver dated September 29…

Results of Operations and Financial Condition. On March 11, 2026 , Katapult Holdings, Inc., a Delaware corporation, issued a press release regarding its financial results for the fourth quarter and year ended December 31, 2025 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K, and is incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 is being furnished and shall not be deemed “filed” for purposes of Sec…

Entry Into a Material Definitive Agreement. On February 13, 2026, Katapult Holdings, Inc. (the “Company”) entered into the Limited Waiver (the “Eighth Limited Waiver”) to our Amended and Restated Loan and Security Agreement, dated as of June 12, 2025 (as amended, amended and restated, supplemented, revised, or otherwise modified from time to time, including pursuant to that certain Limited Waiver dated September 15, 2025 (the “First Limited Waiver”), that certain Limited Waiver dated Septembe…

Entry Into a Material Definitive Agreement. On January 15, 2026, Katapult Holdings, Inc. (the “Company”) entered into the Limited Waiver (the “Seventh Limited Waiver”) to our Amended and Restated Loan and Security Agreement, dated as of June 12, 2025 (as amended, amended and restated, supplemented, revised, or otherwise modified from time to time, including pursuant to that certain Limited Waiver dated September 15, 2025 (the “First Limited Waiver”), that certain Limited Waiver dated Septembe…

Chief Accounting Officer — Kaitlin Folan: The resignation of the Chief Accounting Officer was not due to any disagreement with the company.

Entry Into a Material Definitive Agreement. Merger Agreement On December 11, 2025, Katapult Holdings, Inc. ( “ Katapult ”) entered into an Agreement and Plan of Merger (the “ Merger Agreement ”), by and among Katapult, Katapult Merger Sub 1, Inc., a Delaware corporation and wholly-owned indirect subsidiary of Katapult (“ Merger Sub 1 ”), Katapult Merger Sub 2, LLC, a Delaware limited liability company and wholly-owned indirect subsidiary of Katapult (“ Merger Sub 2 ”), CCF Holdings LLC, a Del…

Director — Jeffrey Rubin: Jeffrey Rubin resigned as a member of the Board of Directors.

Entry Into a Material Definitive Agreement. On November 13, 2025, Katapult Holdings, Inc. (the “Company”) entered into a waiver (the “Waiver”) with HHCF Series 21 Sub, LLC, the holder of 100% of the issued and outstanding shares of Series A Convertible Preferred Stock of the Company (the “Series A Preferred Stock”) and Series B Convertible Preferred Stock of the Company (the “Series B Preferred Stock” and, together with the Series A Preferred Stock, the “Preferred Stock”), to those certain Ce…

Results of Operations and Financial Condition. On November 12, 2025 , Katapult Holdings, Inc., a Delaware corporation, issued a press release regarding its financial results for the three and nine months ended September 30, 2025 . A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K, and is incorporated herein by reference. The information in this Current Report, including Exhibits 99.1 is being furnished and shall not be deemed “filed” for purposes of S…

Unregistered Sales of Equity Securities. As described in

Entry into a Material Definitive Agreement. As described in greater detail below, on November 3, 2025, Katapult Holdings, Inc., a Delaware corporation (the “Company”), entered into the following agreements and closed the transactions contemplated thereunder: · Series A Investment Agreement (as defined below) pursuant to which the Company issued and sold to HHCF Series 21 Sub, LLC, a Delaware limited liability company and subsidiary of Hawthorn Horizon Credit Fund, LLC (the “Purchaser”), an ag…