Katapult Holdings Inc (KPLT)
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-11-04
$10.05-0.40%
Close 2026-11-04 · 1-day change
NASDAQInformation TechnologySoftware - InfrastructureSnapshot 2026-11-04
QuarterlyIQ Insights · KPLT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -87.3% |
| Our one-year growth estimate | diamond | 17.3% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 104.6 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 21 industry peers
KPLT — credit agreement
Dated 2026-10-02
Entry into a Material Definitive Agreement On September 30, 2026, CCF OpCo LLC (the “Borrower”), a wholly owned subsidiary of Katapult Holdings, Inc. (the “Company”), entered into a Seventh Amendment (the “Seventh Amendment”) to that certain Second Amended and Restated Revolving Credit Agreement, dated as of December 29, 2023, by and among the Borrower, the lenders from time to time party thereto, The Huntington National Bank, successor by merger to Veritex Community Bank (“Huntington”), as r…
Why it matters: Management said the merger can cut costs over time. A clear dollar figure would show progress on that promise.
Supportive ifManagement gives a dollar amount for merger savings. In a later quarter, it reports lower costs for the combined business.
Worry ifManagement reports no merger savings. Or, combined operating costs rise in a later quarter.
Why it matters: Write-offs were 9.7% in Q2, within the stated 8% to 10% range. A higher rate would point to weaker credit results.
Worry ifA quarterly report shows write-offs above 10% of revenue.
Less concerning ifWrite-offs stay at or below 10% of revenue and within the 8% to 10% target range.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$332 on $10,000 · ±3.3% | How much price usually moves either way. |
| Bad day | $755 loss on $10,000 · 7.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $6,452 loss on $10,000 · 64.5% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.