Paylocity (PCTY)
NASDAQIndustrialsSoftware - ApplicationSnapshot 2026-11-04
$170.96-0.09%
Close 2026-11-04 · 1-day change
NASDAQIndustrialsSoftware - ApplicationSnapshot 2026-11-04
QuarterlyIQ Insights · PCTY
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 3.1% |
| Our one-year growth estimate | diamond | 8.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 5.8 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 36 industry peers · Company calendar date is not available
PCTY — capital allocation — Creation of a Direct Financial Obligation or an Obligation under an Off-Balan…
Dated 2026-09-17
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information included in
Why it matters: Paylocity named AI and product growth as key plans. Higher client counts or revenue per client would show these efforts are gaining traction.
Supportive ifA later report says client growth exceeds the roughly 7% fiscal 2026 rate, or revenue per client growth speeds up.
Worry ifA later report shows client growth at or below 7% and no faster revenue growth per client.
Why it matters: The full-year plan calls for about 8% recurring revenue growth. A miss would point to slower sales or client growth.
Worry ifFiscal 2027 recurring and other revenue guidance falls below $1.777 billion, or growth drops below 8%.
Less concerning ifFiscal 2027 recurring and other revenue stays within or above $1.777 billion to $1.792 billion.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$132 on $10,000 · ±1.3% | How much price usually moves either way. |
| Bad day | $469 loss on $10,000 · 4.7% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,818 loss on $10,000 · 38.2% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.