Reinsurance Group of America (RGA)
NYSEFinancialsInsurance - ReinsuranceSnapshot 2026-11-05
$261.96-1.76%
Close 2026-11-05 · 1-day change
NYSEFinancialsInsurance - ReinsuranceSnapshot 2026-11-05
QuarterlyIQ Insights · RGA
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -17.6% |
| Our one-year growth estimate | diamond | 6.9% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-05.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 24.5 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-05 · Compared with 2 industry peers · Company calendar date is not available
RGA — dividend update
Dated 2026-11-05
Regulation FD Disclosure. In connection with the Earnings Call, the Company has prepared a presentation, dated November 5, 2026 (the “Earnings Presentation”), a copy of which is furnished as Exhibit 99.3 and incorporated herein by reference. The Earnings Release announced that the board of directors declared a regular quarterly dividend of $0.98, payable December 1, 2026, to shareholders of record as of November 17, 2026. The information set forth in Exhibits 99.1, 99.2 and 99.3 of this Curre…
Why it matters: RGA bought back $50 million of shares in each of the first two quarters. A larger buyback would show faster use of its $500 million program.
Supportive ifRGA reports more than $50 million of share repurchases in Q3.
Worry ifRGA reports less than $50 million of repurchases in Q3, or no repurchases.
Why it matters: The sector data say financials revenue growth is near 13% and its trend is easing. A drop below its median would mark a further slowdown.
Worry ifThe sector update says revenue growth has fallen below its median.
Less concerning ifThe sector update says revenue growth remains above its median and the easing trend has stopped.
Why it matters: RGA raised its quarterly dividend from $0.93 to $0.98. A further increase would continue its stated dividend plan.
Supportive ifThe board declares a Q3 quarterly dividend above $0.98 per share.
Worry ifThe board keeps the quarterly dividend at $0.98 or cuts it.
Why it matters: Management said claims were modestly favorable to its plan. Worse claims results could weaken earnings and test its pricing discipline.
Watch forQ3 claims experience is at or better than management's plan, with no new adverse trend reported.
Also watch forQ3 claims costs are worse than management's plan, or the company reports a new adverse claims trend.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$78 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $201 loss on $10,000 · 2.0% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,306 loss on $10,000 · 13.1% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Q2 yield reached 5.33%, up from 5.31% a year earlier. RGA also tied higher investment income to a larger asset base and variable income.
Watch forRGA reports a Q3 average investment yield above 5.31% and investment income growth from a year earlier.
Also watch forQ3 average investment yield is below 5.31%, or investment income falls from a year earlier.