Results of Operations and Financial Condition;

Results of Operations and Financial Condition.

Regulation FD Disclosure. On June 11, 2026, Redwood Trust, Inc. (the “Company”) issued a press release announcing that the Board of Directors (the "Board") declared second quarter 2026 common and preferred stock dividends. The Board declared a second quarter 2026 regular common stock dividend of $0.18 per share, payable on June 30, 2026 to stockholders of record on June 23, 2026. In accordance with the terms of the Company's 10.00% Series A Fixed-Rate Reset Cumulative Redeemable Preferred Sto…

Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of a Registrant. The information required by this

Entry Into a Material Definitive Agreement. Completion of Public Offering of Senior Notes On May 27, 2026, Redwood Trust, Inc. (the “Company”) completed its registered underwritten public offering of $125,000,000 aggregate principal amount of the Company’s 9.75% Senior Notes due 2031 (the “Notes”) pursuant to an underwriting agreement (the “Underwriting Agreement”) with Morgan Stanley & Co. LLC, RBC Capital Markets, LLC, UBS Securities LLC, Wells Fargo Securities, LLC, Goldman Sachs & Co. LLC…

Other Events. On May 19, 2026, Redwood Trust, Inc. (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with Morgan Stanley & Co. LLC, RBC Capital Markets, LLC, UBS Securities LLC, Wells Fargo Securities, LLC, Goldman Sachs & Co. LLC and Piper Sandler & Co., as representatives of the several underwriters named therein (collectively, the “Underwriters”), pursuant to which the Company agreed to sell to the Underwriters, and the Underwriters agreed to purchase fr…

The filing is about an amendment to the company's incentive plan, not a management change.

Results of Operations and Financial Condition;

Regulation FD Disclosure. On April 29, 2026, Redwood Trust, Inc. (the “Company”) issued a press release announcing the formation of a strategic joint venture.

Regulation FD Disclosure. On March 12, 2026, Redwood Trust, Inc. (the “Company”) issued a press release announcing that the Board of Directors (the “Board”) declared first quarter 2026 common and preferred stock dividends. The Board declared a first quarter 2026 regular common stock dividend of $0.18 per share, payable on March 31, 2026 to stockholders of record on March 24, 2026. In accordance with the terms of the Company’s 10.00% Series A Fixed-Rate Reset Cumulative Redeemable Preferred St…

Results of Operations and Financial Condition;

Other Events. On January 29, 2026, Redwood Trust, Inc. issued a press release announcing tax information regarding its dividend distributions for 2025. A copy of the press release is attached as Exhibit 99.1 and is incorporated by reference into this

CEO: The filing describes the approval of routine year-end equity compensation awards for executives, not a change in management personnel.

Regulation FD Disclosure. On December 8, 2025, Redwood Trust, Inc. (the “Company”) issued a press release announcing that the Board of Directors (the "Board") declared fourth quarter 2025 common and preferred stock dividends. The Board declared a fourth quarter 2025 regular common stock dividend of $0.18 per share, payable on December 30, 2025 to stockholders of record on December 23, 2025. In accordance with the terms of the Company's 10.00% Series A Fixed-Rate Reset Cumulative Redeemable Pr…

Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of a Registrant. The information required by this

Entry Into a Material Definitive Agreement. Completion of Public Offering of Senior Notes On November 19, 2025, Redwood Trust, Inc. (the “Company”) completed its registered underwritten public offering of $100,000,000 aggregate principal amount of the Company’s 9.500% Senior Notes due 2030 (the “Notes”) pursuant to an underwriting agreement (the “Underwriting Agreement”) with Morgan Stanley & Co. LLC (“Morgan Stanley”), Goldman Sachs & Co. LLC (“Goldman”), RBC Capital Markets, LLC (“RBC”), UB…

Other Events. Filing of Prospectus Supplement On March 3, 2025, Redwood Trust, Inc. (the “Company”) filed a shelf registration statement Form S-3 (the “New Registration Statement”) with the Securities and Exchange Commission (the “SEC”) to replace their existing automatic shelf registration statement on Form S-3ASR (No. 333-267440) filed with the SEC on March 4, 2022 (the “Prior Registration Statement”). Upon effectiveness of the New Registration Statement on March 3, 2025, the Prior Registra…

Results of Operations and Financial Condition;

Other Events. Joint Venture and Secured Financing Facility On October 28, 2025, Redwood Trust, Inc. (“Redwood”) announced an expansion of its strategic capital partnership with Canada Pension Plan Investment Board (“ CPP Investments ”), including an extension of the commitment period for the joint venture, an upsize and extension of the secured revolving financing facility, and amendments to outstanding warrants previously issued to CPP Investments in March 2024 in connection with the initial…

Regulation FD Disclosure. On September 11, 2025, Redwood Trust, Inc. (the “Company”) issued a press release announcing that the Board of Directors (the "Board") declared third quarter 2025 common and preferred stock dividends. The Board declared a third quarter 2025 regular common stock dividend of $0.18 per share, payable on September 30, 2025 to stockholders of record on September 23, 2025. In accordance with the terms of the Company's 10.00% Series A Fixed-Rate Reset Cumulative Redeemable…

Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of a Registrant. On August 25, 2025, Redwood Trust, Inc. (the “Company”) issued $50,000,000 aggregate principal amount of the Company’s 7.75% Convertible Senior Notes due 2027 (the “Notes”) pursuant to securities purchase agreements (the “Securities Purchase Agreements”) with the respective investors named therein (the “Offering”). As used herein, the term “Notes” includes the Existing Notes (as…

Results of Operations and Financial Condition;

Regulation FD Disclosure. On July 30, 2025, Redwood Trust, Inc. (the "Company") issued a press release announcing its financial results for the quarter ended June 30, 2025, the Redwood Trust Shareholder Letter – 2nd Quarter 2025, The Redwood Review – 2nd Quarter 2025, and a press release announcing an upsized common stock repurchase authorization, copies of which are attached as Exhibit 99.1, Exhibit 99.2, Exhibit 99.3, and Exhibit 99.4, respectively, to this current report on Form 8-K. In ad…

Regulation FD Disclosure. On June 12, 2025, Redwood Trust, Inc. (the “Company”) issued a press release announcing that the Board of Directors (the "Board") declared second quarter 2025 common and preferred stock dividends. The Board declared a second quarter 2025 regular common stock dividend of $0.18 per share, payable on June 30, 2025 to stockholders of record on June 23, 2025. In accordance with the terms of the Company's 10.00% Series A Fixed-Rate Reset Cumulative Redeemable Preferred Sto…

Results of Operations and Financial Condition;