Simmons First National Corporation (SFNC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
$23.23-1.73%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-05
QuarterlyIQ Insights · SFNC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks SFNC against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Not enough signal yet.
Over the trailing year it converted 3.37x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 1 guided quarters · 6.4% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
We continue to achieve reductions in noninterest expenses as well as back-book loans and deposits with low relationship value.
Stated in 3 of 4 supplied quarters. Management reported: “We continue to achieve reductions in noninterest expenses as well as back-book loans and deposits with low relationship value.” “During the quarter, the continued execution of efficiency initiatives more than funded our investments in the business, reflecting ongoing progress of our continuous improvement mindset.”
“We continue to achieve reductions in noninterest expenses as well as back-book loans and deposits with low relationship value.”
“During the quarter, the continued execution of efficiency initiatives more than funded our investments in the business, reflecting ongoing progress of our continuous improvement mindset.”
“Looking forward, we remain committed to delivering disciplined growth and designing a more efficient and scalable infrastructure.”
As we look to the fourth quarter and beyond, we will remain relentless in our commitment to the principles of generating sound and profitable growth.
Stated in 3 of 4 supplied quarters. Management reported: “By simplifying and focusing our business, we have gained efficiencies that will more than fund ongoing investments that support high-value organic growth.” “Committed loan production reached $1.8 billion, its highest quarterly level in almost four years, partially offset by expected paydowns, while our focus on disciplined loan and deposit pricing supported a stable net interest margin.”
With overwhelming investor support we successfully raised $327 million of equity capital to reposition our balance sheet and unlock our future earnings stream.
Stated in 1 of 4 supplied quarters. Management reported: “With overwhelming investor support we successfully raised $327 million of equity capital to reposition our balance sheet and unlock our future earnings stream.” “We effectively addressed a negative arbitrage between long-term bond yields and shorter-term funding costs which freed up capital for future growth.”
“With overwhelming investor support we successfully raised $327 million of equity capital to reposition our balance sheet and unlock our future earnings stream.”
Continue optimizing loans, deposits and funding costs to improve net interest income profitability and returns.
Maintain discretion over repurchases under the authorized program, considering capital needs, liquidity and market conditions.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
18 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-05.
“As we look to the fourth quarter and beyond, we will remain relentless in our commitment to the principles of generating sound and profitable growth.”
“Committed loan production reached $1.8 billion, its highest quarterly level in almost four years, partially offset by expected paydowns, while our focus on disciplined loan and deposit pricing suppor…”
“Looking forward, we remain committed to delivering disciplined growth and designing a more efficient and scalable infrastructure.”