RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On July 23, 2026, SLM Corporation (the “Company”) reported its financial results for the quarter ended June 30, 2026. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference herein, is bein…

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT. On May 15, 2026, SLM Corporation (the “Company”) closed an offering of $500,000,000 aggregate principal amount of 6.495% Fixed-to-Floating Rate Senior Notes due 2032 (the “Notes”) issued by the Company (the “Offering”). The Notes have been registered under the Securities Act of 1933, as amended, pursuant to a registration statement on Form S-3 (File No. 333-281147) (the “Registration Statement”). The Company has filed with the SEC a prospectus suppl…

Regulation FD Disclosure. On May 6, 2026, SLM Corporation (the “Company”) issued a press release announcing the commencement by the Company of a cash tender offer to purchase any and all of its outstanding 3.125% senior notes (the “ Notes ”) upon the terms and conditions described in the Company’s Offer to Purchase, dated May 6, 2026 (the “Offer to Purchase ”). The Tender Offer is being made in connection with a contemporaneous offering of senior debt securities by the Company on terms and co…

Co-President and Chief Financial Officer (Peter M. Graham), Co-President and Head of Financial Services (Kerri A. Palmer) — Peter M. Graham, Kerri A. Palmer: Peter M. Graham and Kerri A. Palmer were appointed as Co-Presidents of the Company, expanding their roles.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 23, 2026, SLM Corporation (the “Company”) reported its financial results for the quarter ended March 31, 2026. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference herein, is be…

is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section. Furthermore, such information shall not be deemed incorporated by reference into any of the Company’s registration statements, reports, or other filings with the Securities and Exchange Commission, except as expressly set forth by specific reference in such registration statement, report, or other filing. For…

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT. On March 9, 2026, SLM Corporation (the “Company”) entered into an accelerated share repurchase agreement with Goldman Sachs & Co. LLC ("Goldman Sachs") under which the Company will purchase $200 million of its own outstanding common stock, par value $0.20 per share (the "Common Stock"). Under an accelerated share repurchase agreement dated March 9, 2026 (the "Agreement"), Goldman Sachs expects to deliver to the Company shortly after the date of the…

REGULATION FD DISCLOSURE. On March 9, 2026, the Company issued a press release announcing the accelerated share repurchase agreement with Goldman Sachs. A copy of the press release is being furnished herewith as Exhibit 99.1 The information in this Item 7.01, including Exhibit 99.1 attached hereto and incorporated by reference herein, is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the li…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On January 22, 2026, SLM Corporation (the "Company") reported its financial results for the quarter and year ended December 31, 2025. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. Additionally, the Company has posted to its website at SallieMae.com/Investors, and has also furnished as Exhibit…

OTHER EVENTS. On January 22, 2026, the Company announced that its Board of Directors authorized a 2026 Share Repurchase Program (as defined above) allowing the Company to repurchase up to $500 million of its outstanding common stock, beginning on January 22, 2026. The 2026 Share Repurchase Program is expected to be completed over the next approximately 24 months ending February 4, 2028. The Company’s 2024 Share Repurchase Program (the “2024 Share Repurchase Program”) authorized on January 23,…

REGULATION FD DISCLOSURE On January 22, 2026, the Company announced that its Board of Directors authorized a new stock repurchase program of up to $500 million of the Company's outstanding common stock (the "2026 Share Repurchase Program"), to commence on January 22, 2026. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furn…

REGULATION FD DISCLOSURE. On November 12, 2025, SLM Corporation, a Delaware corporation (the “Company”), issued a press release announcing a private credit strategic partnership with KKR. A copy of the press release is being furnished herewith as Exhibit 99.1. The information in this Item 7.01, including Exhibit 99.1 attached hereto and incorporated by reference herein, is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as ame…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 23, 2025, SLM Corporation (the “Company”) reported its financial results for the quarter ended September 30, 2025. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference herein,…

Chief Commercial Officer — Donna F. Vieira: Ms. Vieira is retiring from her role as Chief Commercial Officer with a retention agreement.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On July 24, 2025, SLM Corporation (the “Company”) reported its financial results for the quarter ended June 30, 2025. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference herein, is bein…

The filing discloses the approval of an Employee Stock Purchase Plan, which is a compensation arrangement rather than a change in management or board composition.

Director — Dr. Daniel Greenstein and Mr. Gary Millerchip: The filing discloses the appointment of two new independent directors to expand the board, which is a routine governance action rather than a departure of a senior executive.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On April 24, 2025, SLM Corporation (the “Company”) reported its financial results for the quarter ended March 31, 2025. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference herein, is be…

Chief Commercial Officer — Donna F. Vieira: The filing discloses a compensation adjustment (bonus increase) for a sitting executive, not a change in management status or departure.

OTHER EVENTS. On January 29, 2025, the Company entered into an underwriting agreement (the “Underwriting Agreement”) with J.P. Morgan Securities LLC and Barclays Capital Inc., as representatives of the several underwriters named therein, in connection with the Offering. The Underwriting Agreement includes the terms and conditions for the offering and sale of the Notes, indemnification and contribution obligations, and other terms and conditions customary in agreements of this type. The forego…

ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT. On January 31, 2025, SLM Corporation (the “Company”) closed an offering of $500,000,000 aggregate principal amount of 6.500% Senior Notes due 2030 (the “Notes”) issued by the Company (the “Offering”). The Notes have been registered under the Securities Act of 1933, as amended, pursuant to a registration statement on Form S-3 (File No. 333-281147) (the “Registration Statement”). The Company has filed with the SEC a prospectus supplement dated January…

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On January 23, 2025, SLM Corporation (the "Company") reported its financial results for the quarter and year ended December 31, 2024. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference…

Director — Henry F. Greig: The filing discloses the appointment of a new independent director to the board, which is a routine governance event and not a departure of an existing executive.

RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 23, 2024, SLM Corporation (the “Company”) reported its financial results for the quarter ended September 30, 2024. A copy of the Company’s press release and related earnings results were made available on www.SallieMae.com/investors, and are also furnished as Exhibit 99.1 hereto and incorporated by reference herein. The information furnished in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated by reference herein,…

Director — Samuel T. Ramsey: A director resigned for personal reasons without any reported disagreement, resulting in a routine reduction of board size.