Reading SOFI? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track SOFI free→Reading SOFI? Track it free: the weekly brief, plus an alert if the thesis breaks. No credit card.
Track SOFI free→QuarterlyIQ Insights · SOFI
Price, valuation, and the composite score on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 5 valuation methods, at three horizons. Current price $16.58. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
No-growth: today's peer multiple on trailing earnings. The headline read.
Embeds projected growth. Leans optimistic by design. Upside context.
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| Mgmt guidance | 12M | $6.51 | 10.9 | 0.60 | Mgmt | high |
| Peer P/B | 12M | $13.58 | 1.7 | 7.85 | TTM | high |
| Peer P/E | 12M | $4.67 | 10.9 | 0.43 | TTM | high |
| PEG | 12M | $11.19 | 26.0 | 0.43 | TTM | high |
| triangulated | 12M |
Monthly trailing P/E with quartile reference lines.
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Long-thesis check; widest uncertainty.
| $4.86 |
| 10.9 |
| 0.45 |
| Triangulated |
| high |
| Mgmt guidance | 3Y | $20.61 | 10.9 | 1.90 | Mgmt(prov.) | medium |
| Peer P/B | 3Y | $27.92 | 1.7 | 16.13 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $14.77 | 10.9 | 1.36 | Analyst | medium |
| PEG | 3Y | $35.42 | 26.0 | 1.36 | Analyst | medium |
| Mgmt guidance | 5Y | $44.45 | 10.9 | 4.10 | Mgmt(prov.) | high |
| Peer P/B | 5Y | $45.15 | 1.7 | 26.09 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $31.86 | 10.9 | 2.94 | Analyst | high |
| PEG | 5Y | $76.38 | 26.0 | 2.94 | Analyst | high |