SiriusPoint Ltd. (SPNT)
NYSEFinancialsInsurance - ReinsuranceSnapshot 2026-11-04
$25.82+0.08%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - ReinsuranceSnapshot 2026-11-04
QuarterlyIQ Insights · SPNT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 4.0% |
| Our one-year growth estimate | diamond | -0.8% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 4.7 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 2 industry peers · Company calendar date is not available
SPNT — CFO transition
Dated 2026-11-03
Director — John Sauerland: The filing discloses the appointment of a new independent director to the board, which is a standard governance action and not an executive departure.
Why it matters: Book value, excluding some investment swings, rose 8% in the first half. Another rise would show that gain continued.
Supportive ifBook value per diluted share, excluding AOCI, is above $19.48 at September 30, 2026.
Worry ifBook value per diluted share, excluding AOCI, is $19.48 or lower at September 30, 2026.
Why it matters: This business grew 15% in Q2. Management said it sees more growth chances in Insurance for the rest of 2026.
Supportive ifQ3 Insurance & Services gross written premiums grow more than 10% year over year.
Worry ifQ3 Insurance & Services gross written premiums grow 10% or less year over year.
Why it matters: First-half operating EPS rose 17% from last year. A result above Q2's $0.67 would keep that growth going.
Supportive ifQ3 2026 operating EPS is above $0.67 per diluted share.
Worry ifQ3 2026 operating EPS is $0.67 or lower per diluted share.
Why it matters: The company bought back $95 million of shares by July 28. Its balance sheet strength and buyback pace are key capital signals.
Worry ifThe Q3 report shows less than $47.5 million in share repurchases, half the first-half total.
Less concerning ifThe Q3 report shows $47.5 million or more in share repurchases.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$81 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $234 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,474 loss on $10,000 · 14.7% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The first-half ratio was 90.1%, better than 92.4% last year. A rise above 92.4% would weaken that progress.
Worry ifQ3 2026 core combined ratio is above 92.4%.
Less concerning ifQ3 2026 core combined ratio is 92.4% or lower.