State Street Corporation (STT)
NYSEFinancialsAsset ManagementSnapshot 2026-11-04
$173.41+2.18%
Close 2026-11-04 · 1-day change
NYSEFinancialsAsset ManagementSnapshot 2026-11-04
QuarterlyIQ Insights · STT
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -0.3% |
| Our one-year growth estimate | diamond | 7.4% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 7.6 percentage points less one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 23 industry peers · Company calendar date is not available
STT — debt issuance
Dated 2026-10-20
Other Events . On October 20, 2026, State Street Corporation (“State Street”) issued $750,000,000 aggregate principal amount of Fixed-to-Floating Rate Senior Notes due 2037 (the “Fixed-to-Floating Rate Senior Notes”) in a public offering pursuant to a registration statement on Form S-3 (File No. 333-288196) and a related prospectus supplement filed with the Securities and Exchange Commission (the “SEC”). The Fixed-to-Floating Rate Senior Notes were issued pursuant to an Indenture dated as of…
Why it matters: Installing this backlog can add to fee revenue. It tests whether new client wins turn into income.
Supportive ifQuarterly results show installs from the $332 million backlog. Servicing fee revenue grows year over year.
Worry ifThe backlog falls below $332 million with no reported installs, or servicing fees fall year over year.
Why it matters: In Q3, expenses rose 8% while revenue rose 13%. If that gap closes or reverses, recent cost control may weaken.
Worry ifIn a later quarter, year-over-year expense growth exceeds revenue growth.
Less concerning ifYear-over-year expense growth stays below revenue growth, as in Q3 2026.
Why it matters: CET1 was 11.0% in Q3, down from 11.3% a year earlier. A further drop would add pressure to capital strength.
Worry ifState Street reports a standardized CET1 ratio below 10.8% at quarter-end.
Less concerning ifThe CET1 ratio stays at or above 11.0% in the next quarterly report.
Why it matters: The first large RIA mandate is a test of the Wealth Services plan. New revenue would show the win is turning into business.
Supportive ifState Street reports that the RIA mandate is live and adds Wealth Services revenue or assets.
Worry ifThe mandate has not launched by the next quarterly report, or State Street reports no revenue or assets from it.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$83 on $10,000 · ±0.8% | How much price usually moves either way. |
| Bad day | $254 loss on $10,000 · 2.5% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,484 loss on $10,000 · 14.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: The notes change State Street's funding mix. The filing gives the amount and due year, but not the final cost or use of funds.
Watch forA filing or report states the notes' final interest terms and how State Street used the proceeds. It reports no added funding strain.
Also watch forA filing reports higher borrowing costs than stated, a changed issue, or more funding strain tied to the notes.