U.S. Bancorp (USB)
NYSEFinancialsBanks - RegionalSnapshot 2026-07-07
$62.90+0.11%
Close 2026-07-07 · 1-day change
Reading USB? This analysis is rebuilt every market day. Get it tracked free. No credit card.
Track USB free→NYSEFinancialsBanks - RegionalSnapshot 2026-07-07
Reading USB? This analysis is rebuilt every market day. Get it tracked free. No credit card.
Track USB free→Intact: The reason to own it still holds.
U.S. Bancorp grows revenue about 5% yearly, shown by $7.29B in Q1 2026. Profit margins stay stable with EPS beats in recent quarters. The bank raises dividends, signaling strong financial health. Acquisitions and new products support steady growth.
Revenue growth could slow below 4%, hurting earnings. Rising costs or credit losses may pressure profit margins. Competition and economic downturns could reduce loan demand and fee income.
The stock trades about 7% below our fair value near $67, reflecting analysts' 8.4% revenue growth expectations. Our view aligns with consensus but sees modest upside from stable earnings and dividends.
Breaks if: Dividend cut or no increase in 2026
Breaks if: EPS falls below $4.9 in FY26
Breaks if: YoY revenue growth falls below 4% next year
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Focus on sustaining revenue growth through strategic initiatives and partnerships.
Stated in 2 of last 2 quarters. Revenue grew from $6,958 million in 2025-Q1 to $7,288 million in 2026-Q1, indicating a 4.7% increase. The company is delivering on its revenue growth priority, supported by strategic initiatives and partnerships.
“CEO: 'Strong revenue growth drove 440 basis points of positive operating leverage.'”
“Maintain Strong Revenue Growth.”
Breaks if: Acquisitions fail to contribute or cause losses