Willis Towers Watson (WTW)
NASDAQFinancialsInsurance - BrokersSnapshot 2026-09-04
$334.74-2.14%
Close 2026-09-04 · 1-day change
NASDAQFinancialsInsurance - BrokersSnapshot 2026-09-04
QuarterlyIQ Insights · WTW
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance sits below its industry cohort — worth keeping an eye on, though it has not freshly broken.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 22.0% |
| Our one-year growth estimate | diamond | 6.7% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-09-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 15.3 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-09-04 · Compared with 13 industry peers
WTW — credit agreement
Dated 2026-01-09
Entry into a Material Definitive Agreement. On January 7, 2026, Willis Towers Watson Public Limited Company (“WTW”), together with its wholly owned subsidiary, Trinity Acquisition plc, a limited company formed under the laws of England and Wales (“TA”) and TA’s indirect wholly owned subsidiary, Willis North America Inc., a Delaware corporation (“WNA” and together with TA, the “Borrowers”) entered into a $775,000,000 delayed draw term loan facility (the “Credit Facility”). The Credit Facility…
Why it matters: Doing the plan well could lead to big savings and more money.
Supportive ifUpdates show progress towards $300 million in cost savings by the end of 2024.
Worry ifReports show delays or problems in reaching the cost savings goal.
Why it matters: A big boost from foreign currency could improve earnings and help with other issues.
Supportive ifForeign currency impact adds more than $0.10 to adjusted EPS for Q2 2026.
Worry ifForeign currency impact adds less than $0.10 to adjusted EPS for Q2 2026.
Why it matters: Steady growth is key for meeting yearly financial goals and margin targets.
Watch forOrganic revenue growth exceeds 5% in the next quarter.
Also watch forOrganic revenue growth falls below 3%. This may show problems in the business environment.
Why it matters: This report will give insights into WTW's finances. It will also show progress on growth.
Watch forEarnings report shows revenue growth above 8% year over year.
Also watch forEarnings report shows revenue growth below 5% year over year.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$119 on $10,000 · ±1.2% | How much price usually moves either way. |
| Bad day | $234 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $3,039 loss on $10,000 · 30.4% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.
Why it matters: Earnings in Q2 could show ongoing strength and good strategy.
Supportive ifQ2 2026 diluted EPS is equal to or greater than $3.10.
Worry ifQ2 2026 diluted EPS falls below $3.10.
Why it matters: Improving margins is important for profits and how investors feel.
Supportive ifOperating margin in the Risk & Broking segment increases by more than 100 basis points in Q3.
Worry ifOperating margin in the Risk & Broking segment declines or remains flat in Q3.
Why it matters: Steady growth helps meet yearly money goals and makes investors happy.
Watch forOrganic revenue growth in Q3 is over 5%. This shows strong business momentum.
Also watch forOrganic revenue growth in Q3 is below 3%. This shows possible challenges.
Why it matters: Operating margin shows how well a company runs. If it drops below 22%, it may face problems.
Worry ifThe adjusted operating margin was under 22% for Q2 2026.
Less concerning ifThe adjusted operating margin was over 22% for Q2 2026.
Why it matters: Ongoing buybacks show management believes in the company's value. This can help the share price.
Supportive ifThe company announces share repurchases of $1 billion or more in a quarter.
Worry ifShare repurchases are under $1 billion. This may show a change in how they use capital.
Why it matters: Updates on Propel will show if WTW is on track to reach a 30% adjusted operating margin by 2028.
Supportive ifManagement says they met key goals in the Propel initiative. This includes saving money and being more efficient.
Worry ifNo updates or delays were reported about Propel's progress or margin goals.
Why it matters: The acquisition will boost WTW's technology. This will help it compete better.
Supportive ifWTW finishes the Newfront acquisition. It will combine its operations with Newfront.
Worry ifThe acquisition faces delays or fails to close as planned.
Why it matters: This may show trouble in keeping earnings growth with market challenges.
Worry ifAdjusted EPS reported below $3.50 for Q2 2026.
Less concerning ifAdjusted EPS reported at or above $3.50 for Q2 2026.
Why it matters: Steady growth in this area is important for the company's overall success.
Supportive ifOrganic revenue growth in the HWC segment exceeds 5% in upcoming quarters.
Worry ifOrganic revenue growth in the HWC segment falls below 3% in upcoming quarters.
Why it matters: Ongoing share repurchases show strong money management and trust in future growth.
Supportive ifWTW announces share repurchases of $1 billion or more in the next quarter.
Worry ifShare repurchases fall below $1 billion in the next quarter.