Aflac (AFL)
NYSEFinancialsInsurance - LifeSnapshot 2026-07-08
$121.41-0.07%
Close 2026-07-08 · 1-day change
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Track AFL free→Aflac is the largest supplemental insurance provider in the U.S. Sales grew nearly 10% last year and 28% in the latest quarter. Analysts expect earnings per share around $7.04 in 2026. The company has a moderate risk profile and a price-to-earnings ratio near peers.
Recent earnings have missed estimates twice this year. A data breach in Japan threatens customer trust and could hurt sales. Japan Post, a major shareholder, has sold shares, signaling less confidence. Analysts expect revenue to decline about 3% next year.
The stock trades about 15% above our fair value near $106. Analysts expect about -3% revenue growth next year, reflecting some caution. Our fair value is slightly below the Street median, indicating modest valuation risk.
Breaks if: Significant additional sales by major shareholders
Breaks if: Material sales decline or regulatory penalties in Japan due to breach
Breaks if: EPS falls below $6.5 per share in FY26
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Breaks if: Revenue growth falls below -6% YoY next year