Arrow Financial Corp. (AROW)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$38.61-2.35%
Close 2026-11-05 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · AROW
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
No current thesis-health read is available for this company.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | -12.3% |
| Our one-year growth estimate | diamond | Not available |
Growth built into the price is above our model estimate.
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
Usually moved in the same direction.
Price observations: 365 days
Most sensitive to the broad stock market.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
A larger daily loss that occurred about once in every 20 trading days.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A comparable growth gap is not available.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 230 industry peers · Company calendar date is not available
AROW — dividend update
Dated 2026-10-29
Other Events. On October 28, 2026 , the Board of Directors (the “Board”) of the Company declared a quarterly cash dividend of $0.30 per share payable November 23, 2026 to shareholders of record on November 11, 2026.
Why it matters: Arrow kept its dividend at $0.30, while Q3 reported EPS was $0.31. Core EPS was $0.97 after merger costs.
Worry ifQuarterly EPS is below $0.30 for two straight quarters, or Arrow cuts the dividend below $0.30.
Less concerning ifArrow keeps the dividend at $0.30 or more, and quarterly EPS stays above $0.30.
Why it matters: Loan growth can add interest income. Arrow reported about $60 million of organic growth in Q3.
Supportive ifA coming quarter shows organic loan growth near or above 6.8% annualized.
Worry ifOrganic loan growth turns negative, or falls well below 6.8% annualized.
Why it matters: Arrow says it is on track to reach this target. Meeting it would show that the deal is cutting costs as planned.
Supportive ifBy Q1 2027, Arrow reports it has reached about 95% of the cost savings it planned for the deal.
Worry ifArrow reports less than 95% of planned savings by Q1 2027, or pushes the target past that quarter.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$93 on $10,000 · ±0.9% | How much price usually moves either way. |
| Bad day | $227 loss on $10,000 · 2.3% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $1,487 loss on $10,000 · 14.9% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.