Arrow Financial Corp. (AROW)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
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Put AROW beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Industries move in repeating boom-and-bust cycles. This shows where this stock’s industry sits in that cycle, stage by stage (recovery → expansion → supercycle → steady → deceleration → contraction), from its fundamentals (orders, revenue, capital spending), not the stock’s price.
A booming industry is a tailwind for the names in it; a contracting one is a headwind. Companies in the same industry tend to rise and fall together with the cycle, the way a tide lifts and lowers every boat in the harbor at once, so a large part of a stock’s swing can come from where its industry sits rather than from the company itself. It’s context for reading the company’s results, not a buy/sell call. Full explanation →
Regional Banks is in steady. Describes the industry's cycle state, not a call on this stock.
The stage band shows the industry’s cycle over the chart’s timeline (each color a stage); a ▼ marks a quarter its growth inflected down — amber is an unconfirmed watch, red is confirmed the next quarter. Use “Overlay cycle on chart” to tint the price chart by stage. The industry’s fundamentals, not a signal on this stock.
Primary pillar broken — Earnings per share at least $2.65 in 2026: Q2 FY26 EPS 0.71 vs guidance 0.82; FY26 EPS guidance 2.65.
View ThesisModerate volatility — typically moves about 1% a day.
View RiskAROW's growth depends on improving earnings quality and management stability. Revenue growth is fragile, with Q2 EPS at 71% of consensus, marking a significant miss. AROW trades at 2.8× P/B, above the 1.2× peer median, indicating a premium that may not be justified. The market expects growth in line with current performance, but the earnings miss raises concerns. If AROW cuts guidance, the stock could face further declines. Peer multiples imply a price about 12% above where it trades. This read is provisional.
Trailing returns as of 2026-09-04. AROW is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 4 analysts currently covering AROW (as of Sep 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare AROW with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| AROW Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 10 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put AROW next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: EPS accretion from Adirondack acquisition
Profit gains support EPS accretion from acquisition.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-09-04. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Advances: EPS accretion from Adirondack acquisition
OCC approval is crucial for merger completion.