American Express (AXP)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
$326.16-1.11%
Close 2026-09-04 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · AXP
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks AXP against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue driving revenue growth through increased Card Member spending, net interest income, and card fee growth, targeting 9-10% growth for full year 2026.
Stated as a priority in 6 of last 6 quarters. Revenue grew from $9.63B in 2025-Q1 to $10.52B in 2026-Q1, with 2026-Q2 revenue at $19.6B, up 10% year-over-year. Management has consistently guided for 9-10% revenue growth in 2026 and recently raised the guidance to 10%, indicating delivery and positive trajectory.
“We are raising our full-year revenue growth guidance to 10 percent”
“Were reaffirming our full-year 2026 guidance for 9 to 10 percent revenue growth”
“For the full year 2026, we expect revenue growth of 9 to 10 percent.”
“We are raising our full-year guidance to revenue growth of 9 to 10 percent”
“We are reaffirming our full-year guidance for revenue growth of 8 to 10 percent”
“We are maintaining our full-year guidance for revenue growth of 8 to 10 percent”
Maintain and deliver earnings per share in the range of $17.30 to $17.90 for full year 2026, supported by revenue growth and expense management.
Stated as a priority in 6 of last 6 quarters. Diluted EPS increased from $3.64 in 2025-Q1 to $4.28 in 2026-Q1, with management maintaining full-year 2026 EPS guidance of $17.30 to $17.90. The trajectory shows consistent EPS growth and management is delivering on this guidance.
“We continue to expect full-year EPS of $17.30 to $17.90”
Raise the quarterly common stock dividend from $0.82 to $0.95 per share starting in first quarter 2026 to return value to shareholders.
Stated as a priority in 3 of last 3 quarters. The quarterly dividend increased from $0.82 in 2025-Q3 to $0.95 in 2026-Q1 as announced. Management has executed on this capital allocation priority, delivering the planned dividend increase.
Continue to refresh and expand premium card products, including U.S. Consumer and Business Platinum Cards, to drive customer acquisition and engagement.
Stated as a priority in 4 of last 4 quarters. Management highlighted the largest one-year expansion of commercial products and successful U.S. Platinum Card refreshes with strong early demand. While no precise volume or revenue numbers are cited, recurring emphasis indicates ongoing execution on product refresh strategy.
“Largest one-year expansion of our commercial product suite in our history”
Grow merchant acceptance globally and deepen strategic partnerships to increase Card Member usage and revenue.
Stated as a priority in 3 of last 3 quarters. Management reports nearly doubling merchant acceptance globally and securing multi-year partnerships with major sports and hospitality brands. While specific revenue or volume metrics are not provided, the recurring focus and partnership announcements indicate ongoing progress.
“American Express became Official Payments Partner of Fanatics and announced global partnership with ALL Accor”
Over the trailing year it converted 2.10x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6844).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, Fed net liquidity, long-term interest rates (low R² over the window).
16 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 59% of the time over the next year (vs 56% for the rest of the cohort, n=2797).
Not investment advice. As of 2026-09-04.
“Were reaffirming our full-year 2026 guidance for EPS of $17.30 to $17.90”
“For the full year 2026, we expect EPS in the range of $17.30 to $17.90.”
“We are raising our full-year guidance to EPS of $15.20 to $15.50”
“We are reaffirming our full-year guidance for EPS of $15.00 to $15.50”
“We are maintaining our full-year guidance for EPS of $15.00 to $15.50”
“Quarterly dividend increased to $0.95 per common share from $0.82”
“Plans to increase quarterly dividend by approximately 16 percent to $0.95”
“Quarterly dividend was $0.82 per share”
“Successful launch of updated U.S. Consumer and Business Platinum Cards”
“U.S. Platinum Card refresh driving strong early demand and engagement”
“Product refresh strategy driving growth and engagement”
“Multi-year extension of British Airways Cobrand Card partnership”
“GMNS team nearly doubled merchant acceptance globally”