
Bank of America (BAC)
NYSEFinancialsBanks - DiversifiedSnapshot 2026-07-07
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NYSEFinancialsBanks - DiversifiedSnapshot 2026-07-07
Reading BAC? This analysis is rebuilt every market day. Get it tracked free. No credit card.
Track BAC free→Bank of America grew earnings per share 25% year over year. Net income rose 17% to $8.6 billion in Q1 2026. The company aims for revenue near $30.3 billion in 2026. Digital banking deals and AI use support future growth.
Economic problems could hurt Bank of America's income and earnings. Legal issues might damage its reputation. Soft guidance signals risks ahead.
The price is about 6% below our fair value near $63. Analysts expect 7% revenue growth. We see risks from soft guidance and economic warnings.
Breaks if: No progress or setbacks in digital banking initiatives
Breaks if: EPS or net income falls below prior year Q1 levels
Focus on growing net income and earnings per share through disciplined execution and revenue growth.
Stated in 4 of last 4 quarters. Earnings per share rose 25% year-over-year from $0.89 to $1.11, and net income increased 17% from $7.4 billion to $8.6 billion. The trajectory is delivering on the stated priority of increasing net income and EPS.
Breaks if: Significant earnings decline due to macroeconomic downturn
Breaks if: Revenue falls below $30 billion in FY26
Focus on growing net income and earnings per share through disciplined execution and revenue growth.
Stated in 4 of last 4 quarters. Earnings per share rose 25% year-over-year from $0.89 to $1.11, and net income increased 17% from $7.4 billion to $8.6 billion. The trajectory is delivering on the stated priority of increasing net income and EPS.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Earnings per share rose 25% year-over-year, starting 2026 with strong momentum.”
“Net income of $7.6 billion, EPS of $0.98, up 10% YoY.”
“EPS of $1.06 to $1.10 expected for 4Q25.”
“EPS $0.892 +7% YoY.”
“Earnings per share rose 25% year-over-year, starting 2026 with strong momentum.”
“Net income of $7.6 billion, EPS of $0.98, up 10% YoY.”
“EPS of $1.06 to $1.10 expected for 4Q25.”
“EPS $0.892 +7% YoY.”