Business First Bancshares, Inc. (BFST)
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
$31.84+1.11%
Close 2026-09-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-09-04
QuarterlyIQ Insights · BFST
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Met or beat guidance 0% of the last 1 guided quarters · -1.4% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Management emphasizes organic loan origination, margin expansion, capital growth, and improving asset quality as foundation for growth.
Stated as a priority in 2 of last 2 quarters. Loans held for investment slightly decreased from $6.68B in 2026-Q1 to $6.66B in 2026-Q2; net interest margin expanded from 3.65% to 3.73%; nonperforming loans ratio improved from 1.53% to 1.26%. Management is delivering on organic growth, margin expansion, and asset quality improvement as emphasized.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Our second-quarter results marked by solid organic loan origination, margin expansion, growth in capital, and improving asset quality trends.”
“We continued generating consistent profitability, increased our capital ratios and strengthened our liquidity positioning.”
Continue paying quarterly preferred and common dividends based on financial performance.
Maintained as a priority in 2 of last 2 quarters. Dividends per common share remained steady at $0.15 in both 2026-Q1 and 2026-Q2. The board consistently declared preferred and common dividends each quarter, delivering on the commitment to maintain dividend payments.
“Board declared quarterly preferred dividend of $18.75 per share and common dividend of $0.15 per share.”
“Board declared quarterly preferred dividend of $18.75 per share and common dividend of $0.15 per share.”
Complete acquisitions and integrate to expand market presence and advisory services.
Stated as a priority in 2 of last 2 quarters. The Progressive acquisition closed in 2026-Q1 added approximately $774 million in assets; American Planning Corporation acquisition completed in 2026-Q2 expanded advisory services. Integration and synergy realization are ongoing, indicating progress consistent with management's stated M&A growth strategy.
“Completed acquisition of American Planning Corporation expanding advisory platform nationwide.”
“Consummation of the Progressive Bank acquisition; full synergies expected after conversion in Q3.”
Over the trailing year it converted 1.13x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
7 material management or governance events in the past 24 months, led by M&A activity. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.