Capital One (COF)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
$203.84-1.20%
Close 2026-11-05 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-11-05
QuarterlyIQ Insights · COF
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks COF against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
"The Discover integration continues to go well and we’re making good progress on delivering the expected synergies" said Richard D.
Stated in 2 of 8 supplied quarters. Management reported: “"The Discover integration continues to go well and we’re making good progress on delivering the expected synergies" said Richard D.” “"We continue to invest to deliver sustained growth and value creation over the long-term."” Revenue was $16.344 billion in 2026-Q3.
“"The Discover integration continues to go well and we’re making good progress on delivering the expected synergies" said Richard D.”
““Years of strategic preparation and our choices to consistently invest to sustain long-term growth and returns enable our results and put us in a strong position going forward.”
"We continue to invest to deliver sustained growth and value creation over the long-term."
Stated in 2 of 8 supplied quarters. Management reported: “"We continue to invest to deliver sustained growth and value creation over the long-term."” ““Years of strategic preparation and our choices to consistently invest to sustain long-term growth and returns enable our results and put us in a strong position going forward.” Diluted EPS was $5.61 in 2026-Q3.
“"We continue to invest to deliver sustained growth and value creation over the long-term."”
"The Discover integration continues to go well and we’re making good progress on delivering the expected synergies" said Richard D.
Stated in 1 of 8 supplied quarters. Management reported: “"The Discover integration continues to go well and we’re making good progress on delivering the expected synergies" said Richard D.”
“"The Discover integration continues to go well and we’re making good progress on delivering the expected synergies" said Richard D.”
Continue the integration of Discover acquisition, focusing on operational and strategic alignment to realize combined company benefits.
Focus on increasing net income and operating income through revenue growth and expense management.
Over the trailing year it converted 3.74x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6873).
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
21 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated volatile grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7346).
Not investment advice. As of 2026-11-05.
““Years of strategic preparation and our choices to consistently invest to sustain long-term growth and returns enable our results and put us in a strong position going forward.”