Capital One (COF)
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
$219.60-0.41%
Close 2026-09-04 · 1-day change
NYSEFinancialsFinancial - Credit ServicesSnapshot 2026-09-04
QuarterlyIQ Insights · COF
Price, fair value, and the multiples that frame it on the same time axis. Scroll over the price chart to zoom.
Daily closes. Earnings/event dots inline.
A consensus fair price across 13 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
We take the 12-month fair value above and grade our own number — how the market prices this name versus what we'd justify, and where the two diverge.
At $220 COF trades at 1.2× p/b, below its 1.6× p/b peer median. Our $235 fair value sits above the price. It's a high-confidence read. Analysts target $229–$280. Not investment advice.
One valuation read at a 12-month horizon, plus how price compares to peers and the company's own history.
Score 100 = cheapest in the cohort, 0 = richest. Bars are filled left-to-right based on the peer-relative score (or PEG/self-history where shown).
Each method's implied share price per horizon. Provisional rows use a projected (historical-CAGR) growth input rather than analyst or management guidance.
| Method | Horizon | Est. price | Multiple | Per-share input | EPS source | Confidence |
|---|---|---|---|---|---|---|
| analyst target | 12M | $245.00 | — | — | Analyst | high |
| dcf fcfe | 12M | $904.42 | — | — | Hist. CAGR | high |
| dcf fcff | 12M | $1327.61 | — | — | Hist. CAGR | high |
| ddm gordon | 12M | $36.84 | — | — | TTM | high |
| graham number | 12M |
A “consensus-then vs. actual-now” overlay is on the way — what our valuation estimate said on a past date versus where the price actually landed.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A long-thesis check that carries the widest uncertainty of the three horizons.
Above average on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
$229.00 – $280.00 (median $245.00) · 9 analysts · as of 2026-08-25
No fragility gates fired. Regime (Mania) does not concentrate fragility.
For similar setups historically (n=20,154): about 33% saw a 20%+ drawdown, and roughly 76% of those did not recover within the year. These are historical base rates for the cohort, not a forecast of this stock.
Looks more expensive than peers.
Around its own typical valuation.
Trailing four: 2025-Q2, 2025-Q3, 2026-Q1, 2026-Q2
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
| $287.42 |
| — |
| — |
| TTM |
| high |
| Peer P/B | 12M | $285.93 | 1.6 | 183.21 | TTM | high |
| Peer P/FCF | 12M | $206.12 | 4.4 | 46.41 | TTM | high |
| Peer P/E | 12M | $181.35 | 9.0 | 20.04 | TTM | high |
| Peer P/S | 12M | $139.45 | 1.4 | 99.86 | TTM | high |
| PEG | 12M | $384.01 | 19.2 | 20.04 | TTM | high |
| residual income | 12M | $183.81 | — | — | TTM | high |
| Own P/E history | 12M | $208.17 | 10.4 | 20.04 | TTM | high |
| triangulated | 12M | $190.26 | 9.0 | 21.02 | Triangulated | high |
| Peer P/B | 3Y | $434.86 | 1.6 | 278.64 | Hist. CAGR(prov.) | medium |
| Peer P/FCF | 3Y | $313.48 | 4.4 | 70.58 | Hist. CAGR(prov.) | medium |
| Peer P/E | 3Y | $243.05 | 9.0 | 26.86 | Analyst | medium |
| Peer P/S | 3Y | $171.81 | 1.4 | 123.03 | Analyst | medium |
| PEG | 3Y | $514.65 | 19.2 | 26.86 | Analyst | medium |
| Own P/E history | 3Y | $278.99 | 10.4 | 26.86 | Analyst | medium |
| Peer P/B | 5Y | $575.11 | 1.6 | 368.50 | Hist. CAGR(prov.) | high |
| Peer P/FCF | 5Y | $414.58 | 4.4 | 93.35 | Hist. CAGR(prov.) | high |
| Peer P/E | 5Y | $278.40 | 9.0 | 30.76 | Analyst | high |
| Peer P/S | 5Y | $196.80 | 1.4 | 140.93 | Analyst | high |
| PEG | 5Y | $589.51 | 19.2 | 30.76 | Analyst | high |
| Own P/E history | 5Y | $319.58 | 10.4 | 30.76 | Analyst | high |