Erie Indemnity (ERIE)
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$252.80-2.16%
Close 2026-09-04 · 1-day change
NASDAQFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · ERIE
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks ERIE against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 3 guided quarters · 13.2% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to grow operating income through increased management fee revenue and controlled cost of operations.
Stated as a priority in 7 of last 7 quarters. Operating income before taxes grew from $151.4 million in 2025-Q1 to $204.1 million in 2026-Q2, a 35% increase over 6 quarters, with consistent quarterly year-over-year growth rates between 2.5% and 31.7%. Management has consistently emphasized growing operating income, and the financials show delivering progress.
“Operating income before taxes increased $5.0 million, or 2.5 percent, in 2Q 2026 compared to 2Q 2025.”
“Operating income before taxes increased $15.4 million, or 10.2 percent, in 1Q 2026 compared to 1Q 2025.”
“Operating income before taxes increased $40.7 million, or 6.0 percent, in 2025 compared to 2024.”
“Operating income before taxes increased $28.8 million, or 16.0 percent, in 3Q 2025 compared to 3Q 2024.”
“Operating income before taxes increased $9.0 million, or 4.7 percent, in 2Q 2025 compared to 2Q 2024.”
“Operating income before taxes increased $40.2 million, or 31.7 percent, in 4Q 2024 compared to 4Q 2023.”
“Operating income before taxes increased $31.7 million, or 21.3 percent, in 3Q 2024 compared to 3Q 2023.”
Continue paying steady quarterly dividends to shareholders, maintaining dividend per share at $1.4625.
Stated as a priority in 4 of last 4 quarters. The Board consistently approved a quarterly dividend of $1.4625 per share from 2025-Q3 through 2026-Q2. This steady dividend payout aligns with management's commitment to maintain consistent shareholder returns.
“Board approved quarterly dividend of $1.4625 per share on July 28, 2026.”
Focus on improving cash generated from operating activities to support business growth and capital needs.
Stated as a priority in 7 of last 7 quarters. Cash from operating activities fluctuated between $91.9 million in 2026-Q1 and $219.4 million in 2025-Q3, showing variability but generally strong cash generation. Management's focus on enhancing cash flow is persistent, though the financials show mixed progress quarter to quarter.
“Cash from operating activities was $91.9 million in 2026-Q1.”
Over the trailing year it converted 0.85x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
14 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.
“Board approved quarterly dividend of $1.4625 per share on April 21, 2026.”
“Board approved quarterly dividend of $1.4625 per share on February 19, 2026.”
“Board approved quarterly dividend of $1.4625 per share in late 2025.”
“Cash from operating activities was $171.6 million in 2025-Q4.”
“Cash from operating activities was $219.4 million in 2025-Q3.”
“Cash from operating activities was $177.6 million in 2025-Q2.”
“Cash from operating activities was $118.1 million in 2025-Q1.”
“Cash from operating activities was $193.5 million in 2024-Q4.”
“Cash from operating activities was $199.2 million in 2024-Q3.”