First American Financial Corporation (FAF)
NYSEFinancialsInsurance - SpecialtySnapshot 2026-11-04
$67.67+4.16%
Close 2026-11-04 · 1-day change
NYSEFinancialsInsurance - SpecialtySnapshot 2026-11-04
QuarterlyIQ Insights · FAF
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks FAF against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 3 of the last 3 quarter-over-quarter moves. Historically, Financials names rated strong grew net income 66% of the time over the next year (vs 56% for the rest of the cohort, n=7714).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Met or beat guidance 100% of the last 1 guided quarters · 20.6% avg surprise
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
We will use this environment to deepen our customer relationships and execute the rollout of our new AI-native title and settlement platforms, which will enhance the customer experience, improve oper…
Stated in 5 of 5 supplied quarters. Management reported: “We will use this environment to deepen our customer relationships and execute the rollout of our new AI-native title and settlement platforms, which will enhance the customer experience, improve operating efficiency and position First American for stronger earnings growth as the market recovers."” “"Our primary strategic focus is to leverage AI across our business.” Revenue was $2.085 billion in 2026-Q3.
“We will use this environment to deepen our customer relationships and execute the rollout of our new AI-native title and settlement platforms, which will enhance the customer experience, improve oper…”
“"Our primary strategic focus is to leverage AI across our business.”
“"Beyond our financial results, we are committed to deploying AI solutions across the company to amplify the talents of our team, better serve our customers and strengthen our capabilities.”
“At the same time, execution of our strategic technology initiatives - particularly those leveraging AI - are -more- First American Financial Reports Results for the Fourth Quarter and Full Year of 20…”
“By modernizing our platforms and integrating AI across our operations, we expect to drive significant productivity gains, reduce risk and unlock new revenue opportunities—further extending First Amer…”
"Looking ahead to 2026, we expect an improving real estate market to support a record year in our commercial business, moderate growth in purchase, and a meaningful pickup in refinance activity.
Stated in 1 of 5 supplied quarters. Management reported: “"Our commercial performance was particularly strong, with revenue up 35 percent, driven by continued momentum across most asset classes.” “"Looking ahead to 2026, we expect an improving real estate market to support a record year in our commercial business, moderate growth in purchase, and a meaningful pickup in refinance activity.”
“"Looking ahead to 2026, we expect an improving real estate market to support a record year in our commercial business, moderate growth in purchase, and a meaningful pickup in refinance activity.”
"The recent increase in mortgage rates reinforces our expectation for a lower-for-longer residential origination market.
Stated in 2 of 5 supplied quarters. Management reported: “"The recent increase in mortgage rates reinforces our expectation for a lower-for-longer residential origination market.” “"Looking ahead to 2026, we expect an improving real estate market to support a record year in our commercial business, moderate growth in purchase, and a meaningful pickup in refinance activity.”
“"The recent increase in mortgage rates reinforces our expectation for a lower-for-longer residential origination market.”
We will use this environment to deepen our customer relationships and execute the rollout of our new AI-native title and settlement platforms, which will enhance the customer experience, improve oper…
Stated in 1 of 5 supplied quarters. Management reported: “We will use this environment to deepen our customer relationships and execute the rollout of our new AI-native title and settlement platforms, which will enhance the customer experience, improve operating efficiency and position First American for stronger earnings growth as the market recovers."”
Increase title-segment investment income, including by capturing additional deposit sources at the bank.
Over the trailing year it converted -0.07x of net income into operating cash flow. Historically, Financials names rated fragile grew net income 52% of the time over the next year (vs 60% for the rest of the cohort, n=6873).
Most sensitive to real (inflation-adjusted) rates and long-term interest rates.
Not enough signal to read sensitivity to the US dollar, the broad stock market, Fed net liquidity (low R² over the window).
8 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 58% of the time over the next year (vs 59% for the rest of the cohort, n=7436).
Not investment advice. As of 2026-11-04.
“"Looking ahead to 2026, we expect an improving real estate market to support a record year in our commercial business, moderate growth in purchase, and a meaningful pickup in refinance activity.”
“We will use this environment to deepen our customer relationships and execute the rollout of our new AI-native title and settlement platforms, which will enhance the customer experience, improve oper…”