First Financial Bancorp. (FFBC)
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
$33.39+2.05%
Close 2026-11-04 · 1-day change
NASDAQFinancialsBanks - RegionalSnapshot 2026-11-04
QuarterlyIQ Insights · FFBC
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-11-04.
The screen ranks FFBC against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 0 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 61% for the rest of the cohort, n=10284).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
We remain excited about the opportunities in the Chicago market and continue to see high growth potential from this transaction."
Stated in 2 of 5 supplied quarters. Management reported: “We remain excited about the opportunities in the Chicago market and continue to see high growth potential from this transaction."” “Our application for the acquisition of BankFinancial is in process and we anticipate closing that transaction early in the first quarter of 2026.” Revenue was $280.921 million in 2026-Q2.
“We remain excited about the opportunities in the Chicago market and continue to see high growth potential from this transaction."”
“Our application for the acquisition of BankFinancial is in process and we anticipate closing that transaction early in the first quarter of 2026.”
Our expectation for loan growth for 2026 has not materially changed.
Stated in 2 of 5 supplied quarters. Management reported: “Our expectation for loan growth for 2026 has not materially changed.” “Loan pipelines are very healthy as we enter the fourth quarter, and we expect a return to mid-single digit loan growth as we close out the year.”” Revenue was $280.921 million in 2026-Q2.
“Our expectation for loan growth for 2026 has not materially changed.”
While there is more uncertainty in the economy due to the impact of the war in Iran, our current expectations are for asset quality to gradually improve throughout the year, similar to our performanc…
Stated in 1 of 5 supplied quarters. Management reported: “While there is more uncertainty in the economy due to the impact of the war in Iran, our current expectations are for asset quality to gradually improve throughout the year, similar to our performance in 2025.”
“While there is more uncertainty in the economy due to the impact of the war in Iran, our current expectations are for asset quality to gradually improve throughout the year, similar to our performanc…”
This month, the Board of Directors authorized a 5 million share repurchase plan, replacing the plan we had in place through 2025, and we are evaluating opportunities to employ buybacks as part of our…
Stated in 1 of 5 supplied quarters. Management reported: “This month, the Board of Directors authorized a 5 million share repurchase plan, replacing the plan we had in place through 2025, and we are evaluating opportunities to employ buybacks as part of our overall capital planning."”
“This month, the Board of Directors authorized a 5 million share repurchase plan, replacing the plan we had in place through 2025, and we are evaluating opportunities to employ buybacks as part of our…”
We have prioritized succession planning during the past several years and are taking these organizational steps in order to ensure that First Financial continues to grow and succeed.”
Stated in a supplied disclosure. Management reported: “We have prioritized succession planning during the past several years and are taking these organizational steps in order to ensure that First Financial continues to grow and succeed.””
Over the trailing year it converted -33.55x of net income into operating cash flow.
Most sensitive to the broad stock market.
Not enough signal to read sensitivity to the US dollar, long-term interest rates, real (inflation-adjusted) rates, Fed net liquidity (low R² over the window).
16 material management or governance events in the past 24 months, led by capital-allocation actions. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 58% for the rest of the cohort, n=10134).
Not investment advice. As of 2026-11-04.
“Loan pipelines are very healthy as we enter the fourth quarter, and we expect a return to mid-single digit loan growth as we close out the year.””