Truist Financial (TFC)
NYSEFinancialsBanks - RegionalSnapshot 2026-07-07
$51.38-0.08%
Close 2026-07-07 · 1-day change
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Track TFC free→NYSEFinancialsBanks - RegionalSnapshot 2026-07-07
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Track TFC free→Truist Financial returns capital well, buying back $1.1 billion shares in Q1. The new CEO supports growth initiatives. Earnings per share beat estimates by 9% recently. The bank trades cheap versus peers with a PE of 12.3.
Revenue is falling, down from $6.11B to $5.86B in recent quarters. Analysts expect revenue to decline about 6% next year. Capital allocation concerns and revenue headwinds challenge growth. The recent EPS beat came with a guidance cut.
The price is about 3% below our fair value near $53 and 5% below the Street median. Analysts expect about -6% revenue growth next year, which the market is pricing in. Our view is slightly more optimistic on growth and capital return.
Breaks if: Quarterly share repurchases fall below $1 billion
Continue returning capital to shareholders through dividends and share repurchases.
Stated in 4 of last 4 quarters. Repurchased $1.1 billion of common shares in 2026-Q1, continuing the trend of returning capital to shareholders. The trajectory is delivering on this priority.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“CEO: 'Returned capital to shareholders at an accelerated pace.'”
“CEO: 'Repurchased $750 million in common shares.'”
“CEO: 'Repurchased $500 million in common shares.'”
“CEO: 'Repurchased $750 million in common shares.'”
Breaks if: Revenue declines further or growth initiatives show no progress after CEO transition
Focus on enhancing the execution of top growth initiatives to drive revenue and profitability.
Stated in 3 of last 3 quarters. Revenue decreased from $6.11B in 2025-Q4 to $5.86B in 2026-Q1, indicating limited progress in enhancing growth initiatives. Despite recurring focus, substantive delivery remains narrow.
“CEO: 'Continued execution against our strategic priorities...'”
“CEO: 'Focus on enhancing the execution of our top growth initiatives.'”
“CEO: 'Executing our growth strategy, supported by our strong capital position.'”
Breaks if: YoY revenue growth falls below -6% in FY26
Focus on enhancing the execution of top growth initiatives to drive revenue and profitability.
Stated in 3 of last 3 quarters. Revenue decreased from $6.11B in 2025-Q4 to $5.86B in 2026-Q1, indicating limited progress in enhancing growth initiatives. Despite recurring focus, substantive delivery remains narrow.
“CEO: 'Continued execution against our strategic priorities...'”
“CEO: 'Focus on enhancing the execution of our top growth initiatives.'”
“CEO: 'Executing our growth strategy, supported by our strong capital position.'”