Tyler Technologies (TYL)
NYSEInformation TechnologySoftware - ApplicationSnapshot 2026-11-04
$423.20+4.69%
Close 2026-11-04 · 1-day change
NYSEInformation TechnologySoftware - ApplicationSnapshot 2026-11-04
QuarterlyIQ Insights · TYL
What must go right, what could break, what the price assumes, and what evidence comes next.
The current health of the standing investment case.
Recent financial performance is holding in the top half of its industry — the reason to own it looks intact.
One-year growth currently built into the price, compared with our model's estimate.
| Measure | Marker shape | Value |
|---|---|---|
| Growth built into the price | circle | 22.9% |
| Our one-year growth estimate | diamond | 11.2% |
For each item: what to watch, what would become a concern, and what would make it less concerning.
A reporting-risk estimate, not a forecast of the stock-price response.
Historical relationships that met the evidence threshold. They do not prove cause or forecast a move.
No outside relationship met the current evidence threshold.
Based on historical daily prices through 2026-11-04.
Past price behavior in dollars on a $10,000 position. This does not measure permanent business risk.
How much price usually moves either way.
Use the underlying financial and sector pages to investigate the cause.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Growth built into the price is above our model estimate.
The price assumes 11.7 percentage points more one-year growth.
The one-year revenue growth assumption on Valuation.
Model as of 2026-11-04 · Compared with 35 industry peers · Company calendar date is not available
TYL — earnings miss
Dated 2026-07-29
Results of Operations and Financial Condition On July 29, 2026, Tyler Technologies, Inc. issued the earnings news release announcing results from operations and financial condition as of June 30, 2026, attached hereto as Exhibit 99.1, which news release is incorporated by reference herein.
Why it matters: Tyler reported about 300 deals with AI. More deals would show that its AI products are gaining use across its clients.
Supportive ifTyler reports more than 300 deals with AI in a later update.
Worry ifA later update reports no increase from about 300 deals, or reports fewer deals.
Why it matters: SaaS growth eased from 23.5% in Q1 to 21.2% in Q3. Staying above 20% would support Tyler's main growth focus.
Supportive ifA 2026 quarter shows SaaS revenue growth above 20% year over year.
Worry ifA 2026 quarter shows SaaS revenue growth below 20% year over year.
Why it matters: Tyler bought CODY Systems in July. Sales growth and SaaS growth can show whether the deal adds to the business.
Watch forA later report names CODY Systems as adding revenue, while SaaS growth stays above 20%.
Also watch forA later report cites integration delays or costs, while SaaS growth falls below 20%.
Why it matters: Tyler kept its revenue and profit ranges after Q3. Meeting them would support its current business outlook.
Supportive if2026 revenue is at least $2.535 billion and non-GAAP diluted EPS is at least $12.95.
Worry if2026 revenue falls below $2.535 billion or non-GAAP diluted EPS falls below $12.95.
We watch for confirming and disproving signals on each item. Resolutions are found automatically where possible and checked by hand for unclear cases. Last 90 days shown.
A larger daily loss that occurred about once in every 20 trading days.
Deepest peak-to-trough drop in the last year.
| Measure | Value | Meaning |
|---|---|---|
| Typical day | ±$165 on $10,000 · ±1.7% | How much price usually moves either way. |
| Bad day | $415 loss on $10,000 · 4.2% | A larger daily loss that occurred about once in every 20 trading days. |
| Largest peak-to-trough drop in the past year | $4,178 loss on $10,000 · 41.8% | Deepest peak-to-trough drop in the last year. |
Past year. 1.00 means similar movement; 1.20 means about 20% more.
Past year. 1.00 means similar movement to the sector. This is secondary context.
Latest 30 trading days, shown as an annual percentage.
Latest 252 trading days, shown as an annual percentage.
20-trading-day average in US dollars.
Trading days used by the source risk snapshot.
Past results, not a forecast. Not investment advice.