Allstate (ALL)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
$259.57-1.35%
Close 2026-09-04 · 1-day change
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-09-04
QuarterlyIQ Insights · ALL
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks ALL against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 3 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Grow personal Property-Liability market share through expanded distribution, new products, and improved retention in auto and homeowners insurance.
Stated as a priority in 8 of last 8 quarters. Total policies in force increased from about 208 million in 2024-Q4 to 216 million in 2026-Q2, with auto insurance policies growing 2.8% and homeowners insurance policies growing 2.9% year-over-year in 2026-Q2. Management has consistently emphasized market share growth in auto and homeowners insurance, and the trajectory is delivering with steady policy growth and improved underwriting results.
“Transformative Growth is resulting in Property-Liability market share growth while Protection Services expands protection offerings.”
“Market share of auto and homeowners insurance increased in many states due to a comprehensive approach of more affordable prices, new products, expanded benefits, bundled offerings, lower expenses, s…”
“Total policies in force increased to 210.9 million in the fourth quarter, up 3.0% from the prior year, driven by broad distribution and affordable, simple, connected products.”
“The Transformative Growth strategy is increasing Property-Liability market share and expanding protection offerings.”
“Personal property-liability policies have begun to grow due to expanded distribution, new products and increased marketing.”
“Transformative Growth gained momentum with strong underlying insurance profitability and sequential growth in auto and homeowners insurance policies in force.”
“Progress was also made in executing the strategy to grow personal Property-Liability market share, expand Protection Services and sell the Health and Benefits businesses.”
“Progress was also made on implementing the strategy to increase market share in personal Property-Liability and expand protection solutions.”
Grow Protection Plans revenue and policies through expanded distribution relationships and international markets.
Stated as a priority in 8 of last 8 quarters. Protection Plans revenue grew from $512 million in 2024-Q3 to $615 million in 2026-Q2, a 20.1% increase, driven by expanded distribution and international growth. Adjusted net income showed modest fluctuations but remains positive. Management has consistently emphasized expanding Protection Plans and international growth, and the revenue trajectory is delivering steady growth.
“Protection Plans continued to expand distribution relationships and product offerings. Revenue of $615 million increased 9.2% compared to prior year quarter primarily due to strong international and…”
“Protection Plans continued to expand distribution relationships and product offerings. Revenue of $613 million increased 13.5% compared to prior year quarter primarily due to strong international and…”
“Protection Plans continued to expand distribution relationships and product offerings. Revenue of $609 million increased 15.3% compared to prior year quarter primarily due to strong international gro…”
“Protection Plans continued to expand distribution relationships and product offerings. Revenue of $588 million increased 14.8% compared to prior year quarter primarily due to strong international gro…”
“Allstate Protection Plans continued to expand distribution relationships and product offerings. Revenue of $563 million increased 16.6% compared to prior year quarter reflecting strong international…”
“Allstate Protection Plans continued to grow by expanding distribution relationships and product offerings. Revenue of $540 million increased 16.4% compared to prior year quarter reflecting internatio…”
“Allstate Protection Plans continued to grow by expanding distribution relationships and protection offerings. Revenue of $528 million increased 20.3% compared to prior year quarter driven by growth i…”
“Allstate Protection Plans continued to grow rapidly by expanding distribution relationships and protection offerings. Revenue of $512 million increased 23.1% compared to prior year quarter driven by…”
Maintain disciplined capital allocation through dividends and share repurchases to return capital to shareholders while supporting growth.
Stated as a priority in 8 of last 8 quarters. Management returned $3.5 billion in cash to shareholders over the last 12 months ending 2026-Q2, including $1.0 billion in share repurchases and $280 million in dividends in 2026-Q2 alone. The company has consistently emphasized proactive capital management with dividends and share repurchases, and the financial data shows delivering on this commitment.
“Returned $1.3 billion to shareholders through $1.0 billion in share repurchases and $280 million in dividends.”
“Operating results generated an adjusted net income return on equity* of 44.4% over the last year. $881 million of cash was provided to shareholders through dividends and share repurchases.”
“Over $2.2 billion was returned to shareholders in 2025, through a combination of share repurchases and common shareholder dividends.”
“Allstate returned $624 million to common shareholders through $360 million in share repurchases and $264 million in common shareholder dividends in the third quarter.”
“Shareholders benefited from a 9% increase in the quarterly dividend to $1.00 per common share, and we repurchased $341 million of common stock.”
“Completion of the Employer Voluntary Benefits business sale and the agreement to sell the Group Health business will improve growth opportunities and create value for shareholders.”
“Adjusted net income return on equity* was 26.8% for 2024 and generated capital to support revenue growth, pay $1.1 billion of common shareholder and preferred dividends and increase total available c…”
“Adjusted net income return on equity* of 26.1% over the last twelve months. Total estimated statutory surplus in the insurance companies increased to $17.3 billion and $3.0 billion of assets are held…”
Improve customer experience by lowering premiums and enhancing value through tailored coverage and service improvements.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Not enough signal yet.
Over the trailing year it converted 1.47x of net income into operating cash flow. Historically, Financials names rated neutral grew net income 60% of the time over the next year (vs 57% for the rest of the cohort, n=9112).
Not enough signal yet.
Not enough signal to read sensitivity to the broad stock market, the US dollar, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
4 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated stable grew net income 56% of the time over the next year (vs 57% for the rest of the cohort, n=2725).
Not investment advice. As of 2026-09-04.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.