Fiserv (FISV)
NASDAQFinancialsSoftwareSnapshot 2026-07-07
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Track FISV free→Fiserv aims for organic revenue growth of 1% to 3% in 2026. The company guides EPS around $8.15 for 2026. New AI tools and potential debit network deals could boost growth. Profit margins remain robust with a low PE of 6.36.
Revenue declined 2% year over year in Q1 2026, missing growth targets. Management is volatile with recent CEO changes and legal challenges. The market expects slightly negative revenue growth and the stock trades at a discount for a reason.
The price is about 51% below our fair value near $107, reflecting analyst expectations of -0.7% revenue growth. Our fair value is well above the Street median, indicating the market prices in weak growth and risks that may not fully materialize.
Breaks if: Capital allocation deteriorates with increased debt or halted buybacks
Breaks if: EPS falls below $8.0 in FY26
Breaks if: Transformation program stalls or reverses progress
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Fiserv is advancing the One Fiserv transformation program to enhance operational efficiency.
Breaks if: YoY revenue growth falls below 1% in FY26
Fiserv aims for organic revenue growth between 1% and 3% for the year 2026.
Stated in 3 of last 3 quarters. Revenue decreased from $5.13B in 2025-Q1 to $5.03B in 2026-Q1, indicating limited progress towards the 1% to 3% growth target. Persistent statement, limited substantive delivery this quarter.
“Company affirms 2026 organic revenue growth outlook of 1% to 3%.”
“Company expects 2026 organic revenue growth of 1% to 3%.”
“Company now expects 2025 organic revenue growth of 3.5 to 4%.”