Goosehead Insurance, Inc. (GSHD)
NASDAQFinancialsInsurance - BrokersSnapshot 2026-09-04
$65.21-2.79%
Close 2026-09-04 · 1-day change
NASDAQFinancialsInsurance - BrokersSnapshot 2026-09-04
QuarterlyIQ Insights · GSHD
How strong the business is — where it ranks within its sector on capital efficiency and cash generation, and how well management has been executing.
How this business ranks within financials on a research-validated quality screen. As of 2026-09-04.
The screen ranks GSHD against its sector on four durable signals: share dilution, return on capital, free-cash-flow yield, and FCF margin. Historically the highest-quality names tended toward better typical outcomes and fewer bad years over multi-year holds (strongest at three years, modest at one), and that pattern showed up even before the price moved. It characterizes business quality, not price direction.
Each leg is a sector-relative percentile (higher is better); 4 of 4 legs were available for this name. The composite is built from these four; the raw value follows each percentile for context.
A forward quality tilt, not a price prediction, and context for your own research rather than a recommendation. Not investment advice.
How management runs the business: capital, margins, balance sheet, and how reliably they guide and deliver.
Each factor is a parallel diagnostic with a clear read of what it shows and how names like it have historically fared. Never aggregated into a single score.
Operating income rose in 2 of the last 3 quarter-over-quarter moves. Historically, Financials names rated neutral grew net income 55% of the time over the next year (vs 62% for the rest of the cohort, n=10246).
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
A guidance track record builds as the company issues and delivers on guidance.
Priorities management has stated in recent disclosures, with status and evidence drawn from earnings calls, filings, and press releases.
Continue to grow total revenues and core revenues organically through policy growth, client retention, and agent productivity.
Stated as a priority in 5 of last 5 quarters. Total revenues grew from $75.6 million in 2025-Q1 to $113.4 million in 2026-Q2, a 21% increase year-over-year in the latest quarter. Core revenues also grew 10% in 2026-Q2 compared to prior year. Management consistently emphasizes revenue growth driven by policy renewals, new policies, and agent productivity, and the financials show delivering growth.
“Total Revenues grew 21% over the prior-year period to $113.4 million in Q2 2026.”
“Total Revenues grew 23% over the prior-year period to $93.1 million in Q1 2026.”
“Core Revenues increased 15% over prior-year period to $79.5 million in Q1 2026.”
“Total Revenues grew 12% over the prior-year period to $105.3 million in Q4 2025.”
“Total Revenues grew 16% over the prior-year period to $90.4 million in Q3 2025.”
Improve operating income and margins through expense management and productivity gains while growing revenues.
Stated as a priority in 5 of last 5 quarters. Operating income rose from $15.7 million in 2025-Q2 to $26.6 million in 2026-Q2, showing significant improvement. Adjusted EBITDA margin increased from 31% to 33% over the same period. Management's focus on profitability and expense management is reflected in these improving financial metrics, indicating delivering progress.
Maintain and improve cash generated from operating activities to support growth and capital allocation.
Stated as a priority in 5 of last 5 quarters. Cash from operating activities was $15.9 million in 2026-Q2, down from $28.9 million in 2025-Q2 but consistent with quarterly fluctuations. Management continues to emphasize strengthening cash flow to support investments and share repurchases. The trajectory shows some variability but overall maintaining positive cash flow.
“Cash from operating activities was $15.9 million in Q2 2026.”
Develop and deploy Digital Agent 2.0 platform and AI tools to enhance client experience and operational efficiency.
Stated as a priority in 3 of last 5 quarters. Management highlights expansion of Digital Agent 2.0 platform and AI deployment to improve client experience and efficiency. While no direct financial metrics are cited, the recurring emphasis and technology investments indicate ongoing progress in digital and AI capabilities.
“Digital Agent 2.0 expanded to include multiple homeowners products; AI deployed for efficiency gains.”
Continue share repurchases to return capital to shareholders and support stock price.
Stated as a priority in 4 of last 5 quarters. The company repurchased shares each quarter, including 95 thousand shares in 2026-Q2 at an average price of $40.95, with $144.6 million remaining authorized. Management has consistently maintained and expanded the repurchase program, showing delivering execution on capital return.
Over the trailing year it converted 5.03x of net income into operating cash flow. Historically, Financials names rated robust grew net income 62% of the time over the next year (vs 56% for the rest of the cohort, n=6844).
Not enough signal yet.
Not enough signal to read sensitivity to the US dollar, the broad stock market, real (inflation-adjusted) rates, long-term interest rates, Fed net liquidity (low R² over the window).
11 material management or governance events in the past 24 months, led by executive changes. Historically, Financials names rated neutral grew net income 56% of the time over the next year (vs 58% for the rest of the cohort, n=3751).
Not investment advice. As of 2026-09-04.
“Operating income was $26.6 million in Q2 2026, up from $15.7 million a year ago.”
“Operating income was $15.0 million in Q1 2026, up from $6.6 million a year ago.”
“Adjusted EBITDA margin increased 6 points to 26% in Q1 2026.”
“Operating income was $30.9 million in Q4 2025, up from $27.9 million a year ago.”
“Operating income was $21.3 million in Q3 2025, up from $16.4 million a year ago.”
“Cash from operating activities was $22.9 million in Q1 2026.”
“Cash from operating activities was $23.2 million in Q4 2025.”
“Cash from operating activities was $24.2 million in Q3 2025.”
“Cash from operating activities was $28.9 million in Q2 2025.”
“Digital Agent 2.0 platform live in Texas with multiple auto and home carriers; AI driving value in service.”
“Made massive strides on digital binding and deployed AI to enhance client experience and cost efficiency.”
“Repurchased and retired 95 thousand shares at average price $40.95; $144.6 million remains available.”
“Repurchased and retired 985 thousand shares at average price $50.54; $148.5 million remains available.”
“Repurchased and retired 323 thousand shares at average price $69.79; authorization expanded by $180 million.”
“Repurchased and retired 685 thousand shares at average price $85.58; $40.8 million remains available.”