Mastercard (MA)
NYSEFinancialsCredit ServicesSnapshot 2026-07-07
$531.78-0.25%
Close 2026-07-07 · 1-day change
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Track MA free→Intact: The reason to own it still holds.
Mastercard grows revenue about 16% yearly. EPS rose 21% last year. New payment tech and stablecoin plans help growth. Legal risks eased by recent settlement.
EU rules and Cuba block could hurt growth. Stablecoin competition is rising. Guidance is soft, showing some pressure.
Price is about 12% above our fair value near $469. Analysts expect about 15% revenue growth. Our fair value is below Street median, so weigh Street views.
Breaks if: EPS growth falls below 10% next year
Continue to grow EPS through operational efficiency and revenue expansion.
Stated in 6 of last 6 quarters. Diluted EPS increased from $3.59 in 2025-Q1 to $4.35 in 2026-Q1, a 21% rise, indicating effective operational efficiency and revenue expansion. Management is delivering on this priority.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“Diluted EPS of $4.35, an increase of 21% year over year.”
“EPS growth supported by revenue and efficiency.”
“EPS continues to grow with operational efficiency.”
“EPS growth driven by revenue expansion.”
“EPS growth supported by operational improvements.”
“Focus on maintaining EPS growth.”
Breaks if: New major legal or regulatory actions hurt business
Breaks if: YoY revenue growth falls below 10% next year
Focus on growing net revenue through payment network and value-added services.
Stated in 6 of last 6 quarters. Net revenue increased 16% from $7.25B in 2025-Q1 to $8.4B in 2026-Q1, driven by growth in payment network and value-added services. The trajectory is delivering on management's stated priority.
“Net revenue increased 16%, driven by payment network and value-added services.”
“Revenue growth driven by payment network and value-added services.”
“Continued revenue growth from payment network and services.”
“Revenue increased due to payment network expansion.”
“Revenue growth supported by payment network and services.”
“Focus on increasing net revenue through services.”
Breaks if: Stablecoin and AI payment expansion stalls or reverses