Charles Schwab Corporation (SCHW)
NYSEFinancialsCapital MarketsSnapshot 2026-07-07
$101.92+1.29%
Close 2026-07-07 · 1-day change
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Track SCHW free→Intact: The reason to own it still holds.
Charles Schwab grows revenue about 13% a year with strong client assets. Profit per share is on track to hit a record $1.37 next quarter. The company keeps launching new products and cutting fees to attract more customers. Free cash flow yield is solid at 5%.
Revenue growth could slow if market volatility drops or fee cuts hurt margins. Profit per share might miss if costs rise or client asset growth stalls. Debt issuance increases financial risk. The stock trades expensive versus peers, limiting upside.
The price is about 11% above our fair value near $92, reflecting roughly 13% revenue growth expected by analysts. Our fair value is 28% below the Street median, so the market may be pricing in more optimism than we see.
Breaks if: Client assets decline significantly from record levels
Breaks if: EPS falls below $1.37 in 2026-Q1
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
Focus on achieving record GAAP Earnings Per Share as a key growth metric.
Stated in 2 of last 2 quarters. Record GAAP EPS of $1.37 was announced for the quarter ending June 30, 2026. This aligns with the priority of achieving record EPS, indicating progress towards this goal.
“Record GAAP Earnings Per Share of $1.37”
“Achieve record GAAP EPS”
Breaks if: Fee cuts materially reduce profit margins
Breaks if: revenue falls below $23.9 billion in FY26
Continue to drive revenue growth through business momentum and favorable market conditions.
Stated in 2 of last 2 quarters. Record revenue of $23.9 billion was achieved in 2025, reflecting strong business momentum. This supports the priority of maintaining revenue growth, showing positive trajectory.
“In 2025, the combination of our business momentum... resulted in record revenue of $23.9 billion”
“Maintain strong revenue momentum”