Allstate (ALL)
NYSEFinancialsInsurance - Property & CasualtySnapshot 2026-07-07
$251.49+1.25%
Close 2026-07-07 · 1-day change
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Track ALL free→Allstate grows policies in force to 212 million by 2026-Q1. Protection Plans revenue rose 13.5% in 2026-Q1, showing strong growth. The company keeps expanding market share in auto and homeowners insurance. Profit margins remain stable with solid earnings beats.
Legal challenges from Oklahoma allege underpayment of claims, risking customer trust. This could slow market share growth and hurt earnings. Reduced premiums for 7.8 million customers may pressure profit margins.
The stock price is about 21% below our valuation level and about 20% below consensus price expectations. Analysts expect about 5% revenue growth. Our view is more optimistic on growth and earnings than the market currently reflects.
Breaks if: premium reductions fall below 6 million customers in 2026-Q1
Enhance customer value by lowering prices for auto and homeowners insurance customers.
Stated in 2 of last 2 quarters. Reduced premiums for 7.8 million customers in 2026-Q1, reflecting efforts to enhance customer value. However, the financials do not show a significant impact on revenue or net income, indicating limited progress.
Standing thesis, reviewed periodically — not a price target or advice.
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
“We proactively reduced premiums for 7.8 million auto and homeowners insurance customers.”
“Improved 69 million customer interactions and provided nearly $38 billion in support.”
Breaks if: EPS falls below $28 in FY 2026
Breaks if: policies in force fall below 210 million by 2026-Q1
Focus on expanding market share in auto and homeowners insurance through competitive pricing and new product offerings.
Stated in 4 of last 4 quarters. Policies in force reached 212 million in 2026-Q1, up from 210.9 million in 2025-Q4. The trajectory shows delivering on market share expansion in auto and homeowners insurance.
“Market share of auto and homeowners insurance increased in many states.”
“Total policies in force increased to 210.9 million in the fourth quarter.”
“Property-Liability market share increased in non-standard auto and homeowners insurance.”
“Personal property-liability policies have begun to grow due to expanded distribution.”
Breaks if: Protection Plans revenue growth falls below 5% in 2026-Q1
Continue to expand Protection Plans and drive international growth through new distribution relationships.
Stated in 4 of last 4 quarters. Protection Plans revenue increased 13.5% in 2026-Q1, reflecting strong international and domestic growth. The trajectory indicates delivering on expansion and international growth.
“Protection Plans continued to expand distribution relationships.”
“Protection Plans continues to grow internationally with revenues up 16.4%.”
“Protection Plans continues to grow internationally with policies in force and revenues increasing.”
“Protection Plans continued to expand with international revenues up 30%.”