Stellar Bancorp, Inc. (STEL)
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
$39.320.00%
Close 2026-07-01 · 1-day change
NYSEFinancialsBanks - RegionalSnapshot 2026-09-04
Research Workspace
Put STEL beside peers and holdings, graph the same metric, and keep your notes with the evidence.
Daily closes. Earnings/event dots are placed inline.
Recent financial performance freshly dropped to the bottom half of its industry.
View ThesisRevenue is contracting — down about 1% over the past year.
View GrowthMiddle-of-the-pack quality for its industry.
View QualityMiddle-of-the-pack management execution.
View ManagementExpectations look high — what the market is pricing in runs ahead of what analysts forecast.
View ValuationRelatively steady — typically moves about 1% a day.
View RiskSTEL's growth depends on maintaining its position in the financial sector. Recent financial performance dropped to the bottom half of its industry. Revenue grew 16% year over year, and the last quarter beat expectations. STEL trades at a valuation above typical for its sector. This suggests that the market expects continued strong performance. A specific risk is the fragile quality of earnings, as reported profits are not well backed by cash. Peer multiples imply a price about 20% above where it trades. This read is provisional.
Trailing returns as of 2026-07-01. STEL is total return (includes dividends); the S&P 500 benchmark is price return (the index excludes dividends).
Based on 2 analysts currently covering STEL (as of Jul 2026).
Analyst ratings and price targets are third-party Wall Street estimates, not QuarterlyIQ’s view. Not investment advice.
Continue this research
Compare STEL with peers and holdings, graph the same reported metric, keep your questions beside the evidence, and return when the facts change.
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| Compare | Company | Living FV | P/E | Revenue % | Quality |
|---|---|---|---|---|---|
| STEL Selected company | Graph | Compare | Trend | Review | |
| Peer Add a competitor | Graph | Compare | Trend | Review | |
| Holding Compare a holding | Graph | Compare | Trend | Review |
Selected metric trend
Quarterly · checked companies · value or % of revenue
A consensus fair price across 0 valuation methods, at three horizons. As of 2026-09-04. Estimates are diagnostics, not price targets. Short-horizon estimates are close to coin-flips, so confidence is a method-agreement read, not a prediction.
Today's peer multiple on trailing earnings, with no growth credited. This is the headline read.
Adds projected growth, so it leans optimistic by design. Read it as upside context, not a base case.
A price-focused, side-by-side fair-value read versus Regional Banks — fair value, gap to price, and forward P/E.
Compare the value case
Put STEL next to peers and holdings, compare Living FV and multiples, then graph the driver behind the difference.
Advances: Merger with Prosperity Bancshares
Not investment advice. Scores describe historical and current data; they are not forecasts of future returns. Consult a licensed advisor before making investment decisions.
End-of-day figures as of 2026-07-01. EPS is implied from price ÷ P/E. Not investment advice.
A long-thesis check that carries the widest uncertainty of the three horizons.
Top 10% on quality vs scored peers
Direction of the business behind the multiple. Bands are backend reads; trailing-12-month basis.
Merger disclosures support growth strategy.
Advances: Maintain Dividend Payout
Dividend declaration aligns with capital allocation goals.